439 Prospect Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 439 Prospect Ave, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	2,416 sqft · built 1907
Lot Size	0.395 acres (17,197 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Nov 2021)
Tax Bill	$18,814 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-00715-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`44-00715-0000-00006`
Alternative APNs	`440071500006` `214700`

Interior

Stories	1 Story
Building Area	2,416 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Aluminum/Vinyl
Lot Area	17,197 sqft (0.395 acres)
Lot Dimensions	109 ft deep x 75 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	214700
Street Address	439 PROSPECT AVE
City	ORADELL
State	NJ
Zip	07649-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	.3948
Legal Block	715
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2014
Census Tract	40001

Owner

439 Prospect Ave is owned and occupied by an individual who bought it in November 2021.

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	439 PROSPECT AVE, ORADELL, NJ 07649-1439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on File
Deed Sale	Nov 1, 2021 · Amount on File
Deed Document Number	2021163238
Deed Book / Page	4436 / 89
Prior Transfer Date	Mar 26, 1999
Prior Transfer Doc	0000067667
Record Updated	Sep 20, 2026

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 1, 2021
Property Address	439 PROSPECT AVE, ORADELL, NJ 07649-1439
Document Number	0044360089
Book / Page	4436 / 89
Instrument Date	Oct 1, 2021
Instrument	2021163238
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29840 S COTTAGE GROVE AVE, 29840, BEECHER, IL 60401-3128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 PROSPECT AVE, ORADELL, NJ 07649-1439

Mortgage

Document Number	2021163239
Date	Nov 1, 2021
Instrument	2021163239

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 439 Prospect Ave was $18,814, up 2% from the year before.

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$863,000 (+5.27%) Land $443,600 Building $419,400	$863,000 (+5.27%) Land $443,600 Building $419,400
2025	$18,814.00 (+1.96%)	$819,800 Land $412,700 Building $407,100	$819,800 Land $412,700 Building $407,100
2024	$18,452.00
2023		$675,000 Land $296,300 Building $378,700	$675,000 Land $296,300 Building $378,700
2022	$17,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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