4529 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4529 Hermosa Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,418 sqft · built 2010
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on Record
Last Sale	$414,900 (Nov 2024)
Tax Bill	$124 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3706-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3706-5`
Alternative APN	`05-2N-23-1200-0000-0710`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,418 sqft Heated Area
Gross Area	3,313 sqft
1st Floor Area	2,092 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	100 ft deep x 95 ft wide
Garage Type	Finished
Garage Area	672 sqft
Porch	Open Porch
Porch Area	103 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4529 HERMOSA RD
City	CRESTVIEW
State	FL
Zip	32539-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 71 & BEG NW COR OF LOT 71 NE 25 FT SE 100 FT SW 25 FT TO NE COR LOT 71 NW 100 FT TO POB
Legal Range	23
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND ESTATES
Legal Lot Number	71
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1032
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4529 HERMOSA RD, CRESTVIEW, FL 32539-6731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS MORTGAGE CORP
Jun 10, 2020	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	3720368
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4529 HERMOSA RD, CRESTVIEW, FL 32539-6731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032904715
Date	Mar 14, 2017
Book Page	3290/4715
Instrument	3122777

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 10, 2020
Property Address	4529 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0034673190
Book / Page	3467 / 3190
Map Reference	MB 23 PG 100
Instrument Date	Jun 5, 2020
Instrument	3364283
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2172 W NINE MILE RD # 164, 2172, PENSACOLA, FL 32534-9413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4529 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	0034673194
Date	Jun 10, 2020
Instrument	3467/3194

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124.00 (+14.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$333,815 (+28.83%)	$336,728 (-6.7%) Land $47,080 Building $289,648
2023	$108.00 (-95.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$259,121 (+3%)	$360,923 (+7.42%) Land $40,000 Building $320,923
2022	$2,206.00 Homeowner's exemption	$251,574	$336,005 Land $34,078 Building $301,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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