4523 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4523 Hermosa Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2013
Lot Size	0.16 acres (6,999 sqft)
Owner	Individual Name on Record
Last Sale	$208,500 (Dec 2018)
Tax Bill	$1,693 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3703-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3703-2`
Alternative APN	`05-2N-23-1200-0000-0680`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Heated Area
Gross Area	2,496 sqft
1st Floor Area	1,860 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,999 sqft (0.16 acres)
Garage Type	Finished
Garage Area	462 sqft
Porch	Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4523 HERMOSA RD
City	CRESTVIEW
State	FL
Zip	32539-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 68
Legal Range	23
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND ESTATES
Legal Lot Number	68
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1032
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4523 HERMOSA RD, CRESTVIEW, FL 32539-6731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 12, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Dec 6, 2018	Warranty Deed, Transfer · VA Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Prior Sale	Dec 27, 2013 · Amount on Record
Deed Document Number	3247136
Deed Book / Page	3377 / 2501
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4523 HERMOSA RD, CRESTVIEW, FL 32539-6731
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	0036411199
Date	Sep 6, 2022
Book Page	3641/1199
Instrument	3576331

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4523 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0034342981
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 HERMOSA RD CRESTVIEW FL 325396731, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	0034342981
Date	Dec 18, 2019
Book Page	003434/002981
Instrument	3325421

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 6, 2018
Property Address	4523 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0033772501
Book / Page	3377 / 2501
Map Reference	MB23 PG100-102
Instrument Date	Dec 3, 2018
Instrument	3247136
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	THE MAIN STREET LAND TITLE C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6225 SHIRE LN, 6225, CRESTVIEW, FL 32536-4342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	0003247137
Date	Dec 6, 2018
Instrument	3247137

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,693.00 (+6.48%) Homeowner's exemption	$201,074 (+5.99%)	$254,628 (-5.82%) Land $47,080 Building $207,548
2023	$1,590.00 (+2.58%) Homeowner's exemption	$189,716 (+3%)	$270,358 (+8.09%) Land $40,000 Building $230,358
2022	$1,550.00 Homeowner's exemption	$184,190	$250,123 Land $34,078 Building $216,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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