4527 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4527 Hermosa Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,380 sqft · built 2010
Lot Size	0.161 acres (6,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,000 (Feb 2022)
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3705-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3705-7`
Alternative APNs	`05-2N-23-1200-0000-0700` `23N205120000000700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,380 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	2,058 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,999 sqft (0.161 acres)
Garage Type	Attached
Garage Area	728 sqft
Porch	Finished/Open Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4527 HERMOSA RD
City	CRESTVIEW
State	FL
Zip	32539-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 70
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND EST
Legal Lot Number	70
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1032
Census Tract	20702

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4527 HERMOSA RD, CRESTVIEW, FL 32539-6731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 31, 2021	Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK
Dec 28, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	20223527601
Deed Book / Page	3604 / 4902
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 17, 2022
Property Address	4527 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0036044902
Book / Page	3604 / 4902
Map Reference	MB 23 PG 100-102
Instrument Date	Feb 14, 2022
Instrument	3527601
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,471.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 SANDESTIN LN APT 1209, 200, MIRAMAR BEACH, FL 32550-5836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4527 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	0036044904
Date	Feb 17, 2022
Instrument	3604/4904

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 31, 2021
Property Address	4527 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0035360829
Book / Page	3536 / 829
Map Reference	MB 23 PG 100-102
Instrument Date	Mar 29, 2021
Instrument	3442577
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4525 HERMOSA RD, 4525, CRESTVIEW, FL 32539-6731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CANDLER CT, CAMERON, NC 28326-6058

Mortgage

Document Number	0035360835
Date	Mar 31, 2021
Book Page	3536/835
Instrument	3442580

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 28, 2017
Property Address	4527 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0033311449
Book / Page	003331 / 001449
Instrument Date	Dec 26, 2017
Instrument	3179739
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,728.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4527 HERMOSA RD CRESTVIEW FL 325396731, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	33311455
Date	Dec 28, 2017
Book Page	003331/001455
Instrument	3179744

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,241.00 (-7.21%)	$327,540 (-6.81%) Land $47,080 Building $280,460	$327,540 (-6.81%) Land $47,080 Building $280,460
2023	$3,493.00 (+6.49%)	$351,472 (+7.74%) Land $40,000 Building $311,472	$351,472 (+7.74%) Land $40,000 Building $311,472
2022	$3,280.00	$326,221 Land $34,078 Building $292,143	$326,221 Land $34,078 Building $292,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

Nearby Properties on Hermosa Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures