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  5. Hermosa Rd

4524 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4524 Hermosa Rd, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,239 sqft · built 2023
Lot Size0.16 acres (6,999 sqft)
OwnerIndividual Name on File
Last Sale$399,900 (Mar 2023)
Tax Bill$2,803 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jun 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNC56-000-988-3695-0

Property Details

APN / Parcel Number

Primary APNC56-000-988-3695-0
Alternative APN
  • 05-2N-23-1200-0000-0600

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,239 sqft Heated Area
Gross Area2,817 sqft
FlooringConcrete/Cement
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2023
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area6,999 sqft (0.16 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4524 HERMOSA RD
CityCRESTVIEW
StateFL
Zip32539-6731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUGGAN POND EST LOT 60
Legal Range23
Legal Township02N
Legal Section05
Legal SubdivisionDUGGAN POND ESTATES
Legal Lot Number60
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1017
Census Tract20702

Owner

4524 Hermosa Rd is owned and occupied by an individual who bought it in March 2023.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4524 HERMOSA RD, CRESTVIEW, FL 32539-6731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Warranty Deed, Transfer · Conventional Mortgage
TRIDENT HOME LOANS LLC
Jun 4, 2021Deed of Trust, Mortgage · Commercial Mortgage
ABL THREE LLC
Aug 30, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Oct 20, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 21, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jan 26, 2017Warranty Deed, Transfer
OKALOOSA TITLE, OKALOOSA TITLE AND ABSTRACT COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2023 · Amount on File
Deed SaleMar 2, 2023 · Amount on File
Prior SaleJul 21, 2017
Deed Document Number3609218
Deed Book / Page3664 / 1887
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 2, 2023
Property Address4524 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number0036641887
Book / Page3664 / 1887
Map ReferenceMB 23 PG 100-102
Instrument DateFeb 24, 2023
Instrument3609218
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,799.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 BEACH DR # DRB2, DRB2, FORT WALTON BEACH, FL 32547-3951

Transferred To (Grantee/Buyer)

NameVerified Name
Address4524 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number0036641889
DateMar 2, 2023
Instrument3664/1889
Lender
NameTRIDENT HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4524 HERMOSA RD, CRESTVIEW, FL 32539-6731
Transaction TypeMortgage
Record UpdatedJun 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 BEACH DR B2, B2, FORT WALTON BEACH, FL 32547-3903

Mortgage

Document Number0035512759
DateJun 4, 2021
Book Page3551/2759
Instrument3461062
Lender
NameABL THREE LLC
TypeNon-Lending Institution
AddressJERSEY CITY, NJ 07302
Agreement
TypeCommercial Mortgage
AmountAmount on Record

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 30, 2018
Property Address4524 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number0033652762
Book / Page003365 / 002762
Instrument DateAug 1, 2018
Instrument3229549
Transaction TypeTransfer
Record UpdatedSep 25, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8621 ROSEMONT DR PENSACOLA FL 325147919, PENSACOLA, FL 32514-7919

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateOct 20, 2017
Property Address4524 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number0033224117
Book / Page003322 / 004117
Instrument DateOct 19, 2017
Instrument3167679
Transaction TypeTransfer
Record UpdatedDec 5, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8621 ROSEMONT DR PENSACOLA FL 325147919, PENSACOLA, FL 32514-7919

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 21, 2017
Property Address4524 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number0033092671
Book / Page003309 / 002671
Instrument DateJun 1, 2017
Instrument3148750
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2033 W JAMES I EE BLVD CRESTVIEW FL 32536, CRESTVIEW, FL 32536

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 26, 2017
Property Address4524 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number0032850517
Book / Page003285 / 000517
Instrument DateJan 24, 2017
Instrument3114396
Transaction TypeTransfer
Record UpdatedFeb 7, 2017
Title CompanyOKALOOSA TITLE, OKALOOSA TITLE AND ABSTRACT COMPANY

Transaction

AmountAmount on Record
Tax$770.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2306 JAMES PEADEN RD BAKER FL 325317416, BAKER, FL 32531-7416
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4524 Hermosa Rd was $2,803 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,803.00 Homeowner's exemption$317,707 Land $47,080 Building $270,627$317,707 Land $47,080 Building $270,627
2023$432.00 (+10.49%)$40,000 (+17.38%) Land $40,000$40,000 (+17.38%) Land $40,000
2022$391.00$34,078 Land $34,078$34,078 Land $34,078

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4524 Hermosa Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4524 Hermosa Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink.

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