Nassau County property record for 45268 Ingleham Cir, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,856 sqft · built 2016 |
| Lot Size | 0.169 acres (7,354 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $153,990 (Apr 2016) |
| Tax Bill | $2,269 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-2N-25-015A-0089-0000 |
| Primary APN | 51-2N-25-015A-0089-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 2,276 sqft |
| 1st Floor Area | 1,856 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,354 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45268 INGLEHAM CIR |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-3792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 89 PT OR 2039/216 AMHURST OAKS PB 7/180 |
| Legal Range | 25E |
| Legal Township | 02N |
| Legal Section | 51 |
| Legal Subdivision | AMHURST OAKS |
| Legal Lot Number | 89 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50509 |
45268 Ingleham Cir is owned and occupied by two individuals who bought it in April 2016.
Source: Nassau County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45268 INGLEHAM CIR, CALLAHAN, FL 32011-3792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Apr 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 30, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2016 · Amount on File |
| Deed Sale | Apr 11, 2016 · Amount on File |
| Prior Sale | Dec 11, 2015 · Amount on File |
| Deed Document Number | 20169664 |
| Deed Book / Page | 2039 / 216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 45268 INGLEHAM CIR, CALLAHAN, FL 32011-3792 |
| Document Number | 0000021450 |
| Book / Page | 2882 / 115 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202621450 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 45268 INGLEHAM CIR, CALLAHAN, FL 32011-3792 |
| Document Number | 0000021450, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 2882/115 |
| Instrument | 202621450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 1, 2066 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 45268 INGLEHAM CIR, CALLAHAN, FL 32011-3792 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45268 INGLEHAM CIR, CALLAHAN, FL 32011-3792 |
| Document Number | 0026320413 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 2632/413 |
| Instrument | 202345010996 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 45268 INGLEHAM CIR, CALLAHAN, FL 32011-3792 |
| Document Number | 0022110193 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45268 INGLEHAM CIR CALLAHAN FL 320113792, CALLAHAN, FL 32011-3792 |
| Document Number | 0022110193 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 002211/000193 |
| Instrument | 22136 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jul 18, 2046 |
The 2025 property tax bill for 45268 Ingleham Cir was $2,269 with a homeowner's exemption, up 0.8% from the year before.
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Municipality | Callahan Town |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,269.00 (+0.8%) Homeowner's exemption | $193,166 (+2.9%) | $281,565 (+3.94%) Land $40,000 Building $241,565 |
| 2024 | $2,251.00 (+1.21%) Homeowner's exemption | $187,722 (+3%) | $270,896 (+3.91%) Land $40,000 Building $230,896 |
| 2023 | $2,224.00 (+9.45%) Homeowner's exemption | $182,254 (+3%) | $260,698 (+17.04%) Land $40,000 Building $220,698 |
| 2022 | $2,032.00 Homeowner's exemption | $176,946 | $222,743 Land $40,000 Building $182,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45268 Ingleham Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2016–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45268 Ingleham Cir is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAHAN WTP serves 1,730 people · EPA ID FL2450146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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