4520 Lucerne Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4520 Lucerne Ave, Cincinnati, OH 45227 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,839 sqft · built 1905
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jun 2022)
Tax Bill	$9,166 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`036-0005-0028-00`

Property Details

APN / Parcel Number

Primary APN	`036-0005-0028-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,839 sqft Living Area
Gross Area	4,208 sqft
1st Floor Area	1,369 sqft
2nd Floor Area	1,009 sqft
Attic	Attic
Attic Area	461 sqft
Basement Area	1,369 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	308 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4520 LUCERNE AVE
City	CINCINNATI
State	OH
Zip	45227-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4520 LUCERNE AVE 75 X 140LOT 31 PT 30 SHATTUCS HOME PL SUB PARS 28-29
Legal Subdivision	SHATTUCS HOME PL SUB
Legal Lot Number	31
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4011
Census Tract	5600

Owner

Source: Hamilton County records · APN 036-0005-0028-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4520 LUCERNE AVE, CINCINNATI, OH 45227-2816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage FORCHT BANK NA
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK
May 17, 2018	Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK
Jun 30, 2022	Survivorship Deed, Transfer
Sep 03, 2021	Sheriff's Deed, Foreclosure
Jun 25, 2018	Intrafamily Transfer, Transfer 1ST NATIONAL BANK
Oct 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Sep 03, 2021 · Amount on Record
Deed Document Number	202264618
Deed Book / Page	14699 / 1721
Prior Transfer Date	Jun 04, 2018
Prior Transfer Doc	0000053809
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4520 LUCERNE AVE, CINCINNATI, OH 45227-2816
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4680 ORCHARD LN, CINCINNATI, OH 45236-3216

Mortgage

Document Number	0000109359
Date	Nov 30, 2022
Book Page	14803/56
Instrument	2022-0109359

Lender

Name	FORCHT BANK NA
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4520 LUCERNE AVE, CINCINNATI, OH 45227-2816
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008138
Date	Aug 25, 2017
Instrument	17-0078138

Lender

Name	1ST NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4520 LUCERNE AVE, CINCINNATI, OH 45227-2816
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002308
Date	May 17, 2018
Instrument	18-0042308

Lender

Name	1ST NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 30, 2022
Property Address	4520 LUCERNE AVE, CINCINNATI, OH 45227-2816
Document Number	0000064618
Book / Page	14699 / 1721
Map Reference	MB 21 PG 27
Instrument Date	Jun 10, 2022
Instrument	2022-0064618
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Tax	$1,215.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4520 LUCERNE AVE, CINCINNATI, OH 45227-2816

September 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 03, 2021
Property Address	4520 LUCERNE AVE, CINCINNATI, OH 45227-2816
Document Number	0000106946
Book / Page	14495 / 2403
Map Reference	MB 21 PG 27
Instrument Date	Aug 26, 2021
Instrument	2021-0106946
Transaction Type	Foreclosure
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Tax	$642.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 YANKEE ST, DAYTON, OH 45458-1888

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jun 25, 2018
Property Address	4520 LUCERNE AVE, CINCINNATI, OH 45227-2816
Document Number	0000003809
Instrument Date	Jun 04, 2018
Instrument	18-0053809
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4520 LUCERNE AVE, CINCINNATI, OH 45227-2816
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003810
Date	Jun 25, 2018
Instrument	18-0053810

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 13, 2017
Property Address	4520 LUCERNE AVE, CINCINNATI, OH 45227-2816
Document Number	0000094015
Book / Page	013523 / 000543
Instrument Date	Sep 25, 2017
Instrument	94015
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4520 LUCERNE AVE CINCINNATI OH 452272816, CINCINNATI, OH 45227-2816

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,166.00 (-1.9%)	$148,296 (+%) Land $20,332 Building $127,964	$423,700 (-) Land $58,090 Building $365,610
2024	$9,344.00 (+7.49%)	$148,295 (+4.62%) Land $20,331 Building $127,964
2023	$8,693.00 (+51.79%)	$141,749 (+84.52%) Land $20,331 Building $121,418	$423,700 (+93.05%) Land $58,090 Building $365,610
2022	$5,727.00	$76,819 Land $10,021 Building $66,798
2020			$219,480 Land $28,630 Building $190,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 544 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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