4537 Lucerne Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4537 Lucerne Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,200 sqft · built 1915
Lot Size	0.277 acres (12,066 sqft)
Owner	Individual Name on Record
Last Sale	$412,000 (Apr 2022)
Tax Bill	$8,941 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-0005-0058-00`

Property Details

APN / Parcel Number

Primary APN	`036-0005-0058-00`
Alternative APN	`0041417`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,200 sqft Living Area
Gross Area	3,544 sqft
1st Floor Area	1,024 sqft
2nd Floor Area	1,004 sqft
Attic	Attic
Attic Area	492 sqft
Basement Area	1,024 sqft
Finished Basement	680 sqft
Unfinished Basement	344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	81.5 ft deep x 241 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4537 LUCERNE AVE
City	CINCINNATI
State	OH
Zip	45227-2854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	4537 LUCERNE AVE 139.62 X 81.53 IRR LOT 6 SHATTUCS HOME PL
Legal Subdivision	HOME PLACE SHATTUCKS
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4009
Census Tract	5600

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4537 LUCERNE AVE, CINCINNATI, OH 45227-2854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jun 26, 2017	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	202238034
Deed Book / Page	14646 / 996
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4537 LUCERNE AVE, CINCINNATI, OH 45227-2854
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 LUCERNE AVE, CINCINNATI, OH 45227-2854

Mortgage

Document Number	0000077750
Date	Nov 2, 2023
Book Page	15035/745
Instrument	2023-0077750

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43234

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2022
Property Address	4537 LUCERNE AVE, CINCINNATI, OH 45227-2854
Document Number	0000038034
Book / Page	14646 / 996
Map Reference	MB 21 PG 27
Instrument Date	Apr 8, 2022
Instrument	2022-0038034
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 LUCERNE AVE, CINCINNATI, OH 45227-2854

Mortgage

Document Number	0000038035
Date	Apr 14, 2022
Instrument	2022-0038035

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 26, 2017
Property Address	4537 LUCERNE AVE, CINCINNATI, OH 45227-2854
Document Number	0000007197
Map Reference	MB 21 PG 27
Instrument Date	May 26, 2017
Instrument	17-0057197
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 LUCERNE AVE, CINCINNATI, OH 45227-2854

Mortgage

Document Number	0000007209
Date	Jun 26, 2017
Instrument	17-0057209

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,941.00 (+204.84%)	$144,200 (-) Land $14,840 Building $129,360	$412,000 (-) Land $42,400 Building $369,600
2024	$2,933.00 (-2.17%)	$144,200 (-) Land $14,840 Building $129,360
2023	$2,998.00 (+56.96%)	$144,200 (+74.57%) Land $14,840 Building $129,360	$412,000 (+74.58%) Land $42,400 Building $369,600
2022	$1,910.00 Homeowner's exemption	$82,601 Land $7,319 Building $75,282
2020			$236,000 Land $20,910 Building $215,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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