Hamilton County property record for 4515 Lucerne Ave, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,657 sqft · built 1912 |
| Lot Size | 0.148 acres (6,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,000 (Jul 2015) |
| Tax Bill | $4,398 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-0005-0044-00 |
| Primary APN | 036-0005-0044-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,657 sqft Living Area |
| 1st Floor Area | 680 sqft |
| 2nd Floor Area | 660 sqft |
| Attic | Attic |
| Attic Area | 317 sqft |
| Basement Area | 680 sqft |
| Year Built | Built 1912 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,490 sqft (0.148 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4515 LUCERNE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-2855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUCERNE AV 50 X 130 LOT 22 SHATTUCS HOME PLACE |
| Legal Subdivision | HOME PLACE SHATTUCKS |
| Legal Lot Number | 22 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 5600 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4515 LUCERNE AVE, CINCINNATI, OH 45227-2855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2015 · Amount on Record |
| Deed Sale | Jul 1, 2015 · Amount on Record |
| Prior Sale | Nov 25, 2013 · Amount on Record |
| Deed Document Number | 348991 |
| Deed Book / Page | 012932 / 001437 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4515 LUCERNE AVE, CINCINNATI, OH 45227-2855 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4515 LUCERNE AVE, CINCINNATI, OH 45227-2855 |
| Document Number | 0000076469 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 15513/1154 |
| Instrument | 2025-0076469 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 18, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,398.00 (+0.14%) | $69,265 (-) Land $15,470 Building $53,795 | |
| 2024 | $4,392.00 (-0.18%) | $69,265 (-) Land $15,470 Building $53,795 | |
| 2023 | $4,400.00 (+23.01%) | $69,265 (+36.82%) Land $15,470 Building $53,795 | $197,900 (+36.82%) Land $44,200 Building $153,700 |
| 2022 | $3,577.00 | $50,625 Land $7,627 Building $42,998 | |
| 2020 | $144,640 Land $21,790 Building $122,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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