4511 Lucerne Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4511 Lucerne Ave, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,508 sqft · built 1914
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on Record
Last Sale$166,500 (Jul 2006)
Tax Bill$5,765 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN036-0005-0043-00

Property Details

APN / Parcel Number

Primary APN036-0005-0043-00
Alternative APN
  • 0084457

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,508 sqft Living Area
Gross Area3,313 sqft
1st Floor Area788 sqft
2nd Floor Area720 sqft
AtticAttic
Attic Area1,065 sqft
Basement Area740 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage TypeDetached
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area168 sqft
Deck AreaDeck Area
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address4511 LUCERNE AVE
CityCINCINNATI
StateOH
Zip45227-2855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description4511 LUCERNE AVE 50 X 130 LOT 21 SHATTUCS HOME PLACE
Legal SubdivisionSHATTUOS HOME PLACE
Legal Lot Number21
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group4
Census Block4021
Census Tract5600

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4511 LUCERNE AVE, CINCINNATI, OH 45227-2855
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Oct 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2006 · Amount on Record
Deed SaleJul 6, 2006 · Amount on Record
Prior SaleDec 1, 2005 · Amount on Record
Deed Document Number2006104703
Deed Book / Page10288 / 107
Prior Transfer DateJun 1, 2005
Prior Transfer Doc0000115216
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4511 LUCERNE AVE, CINCINNATI, OH 45227-2855
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4511 LUCERNE AVE, CINCINNATI, OH 45227-2855

Mortgage

Document Number0000031155
DateMar 11, 2021
Book Page14372/2499
Instrument2021-0031155
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 25, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4511 LUCERNE AVE, CINCINNATI, OH 45227-2855
Document Number0000115840
Instrument DateOct 27, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4511 LUCERNE AVE CINCINNATI OH 452272855, CINCINNATI, OH 45227-2855

Mortgage

Document Number0000115840
DateNov 4, 2020
Book Page014289/000109
Instrument115840
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 3, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,765.00 (+3%)$93,461 (-) Land $15,470 Building $77,991$267,030 (-) Land $44,200 Building $222,830
2024$5,597.00 (-2.12%)$93,461 (-) Land $15,470 Building $77,991
2023$5,718.00 (+32.91%)$93,461 (+48.26%) Land $15,470 Building $77,991$267,030 (+48.26%) Land $44,200 Building $222,830
2022$4,302.00 Homeowner's exemption$63,039 Land $7,627 Building $55,412
2020$180,110 Land $21,790 Building $158,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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