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4520 Back Nine Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 4520 Back Nine Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,045 sqft · built 2019
Lot Size0.138 acres (5,998 sqft)
Owner2 Trust Names on File
Last Sale$290,300 (Jun 2019)
Tax Bill$4,456 (2025)
Deeds & MortgagesJul 2019 Sale
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN26-29-24-690596-002450

Property Details

APN / Parcel Number

Primary APN26-29-24-690596-002450
Alternative APNs
  • 242926690596002450
  • 42926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,045 sqft Living Area
Gross Area3,024 sqft
1st Floor Area2,045 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,998 sqft (0.138 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area649 sqft
PorchFlorida Room
Porch Area378 sqft

Location & Zoning

Street Address4520 BACK NINE DR
CityWINTER HAVEN
StateFL
Zip33884-3545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE ASHTON WEST PHASE I PB 138 PGS 11 THRU 21 LOT 245
Legal Range26E
Legal Township29S
Legal Section24
Legal SubdivisionLAKE ASHTON WEST PHASE I
Legal PhaseI
Legal Tract690596
Legal Block3
Legal Lot Number245
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group3
Census Block3040
Census Tract14401

Owner

4520 Back Nine Dr is owner-occupied and held in a trust since July 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Trust Names on File
Mailing Address4520 BACK NINE DR, WINTER HAVEN, FL 33884-3545
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2019Grant Deed, Transfer
ATTORNEY ONLY
Jun 12, 2019Grant Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2019 · Amount on File
Deed SaleJun 12, 2019 · Amount on File
Deed Document Number2019122105
Deed Book / Page10873 / 1035
Last Transfer DateJul 12, 2019
Transfer Doc0000145928
Record UpdatedOct 29, 2026

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 12, 2019
Property Address4520 BACK NINE DR, WINTER HAVEN, FL 33884-3545
Document Number0109051192
Book / Page010905 / 001192
Instrument DateJul 12, 2019
Instrument145928
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4520 BACK NINE DR WINTER HAVEN FL 338843545, WINTER HAVEN, FL 33884-3545

June 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJun 12, 2019
Property Address4520 BACK NINE DR, WINTER HAVEN, FL 33884-3545
Document Number0108731035
Book / Page010873 / 001035
Instrument DateJun 12, 2019
Instrument122105
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,032.10
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4520 BACK NINE DR WINTER HAVEN FL 338843545, WINTER HAVEN, FL 33884-3545

Tax Assessment & Valuation

The 2025 property tax bill for 4520 Back Nine Dr was $4,456 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$289,420 (+2.7%)$316,144 (-6.94%) Land $58,000 Building $258,144
2025$4,456.00 Homeowner's exemption$281,811$339,719 Land $58,000 Building $281,719
2023$8,005.00 (+4.1%) Homeowner's exemption$265,892 (+3%)$343,750 (+11.01%) Land $55,000 Building $288,750
2022$7,690.00 Homeowner's exemption$258,148$309,657 Land $51,000 Building $258,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4520 Back Nine Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4520 Back Nine Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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