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4536 Back Nine Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 4536 Back Nine Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,066 sqft · built 2018
Lot Size0.183 acres (7,985 sqft)
Owner2 Individual Names on Record
Last Sale$257,900 (May 2018)
Tax Bill$2,772 (2025)
Deeds & MortgagesAug 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-24-690596-002490

Property Details

APN / Parcel Number

Primary APN26-29-24-690596-002490
Alternative APNs
  • 242926690596002490
  • 42926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,066 sqft Living Area
Gross Area2,958 sqft
1st Floor Area2,066 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,985 sqft (0.183 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area562 sqft
PorchFlorida Room
Porch Area378 sqft

Location & Zoning

Street Address4536 BACK NINE DR
CityWINTER HAVEN
StateFL
Zip33884-3545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE ASHTON WEST PHASE I PB 138 PGS 11 THRU 21 LOT 249
Legal Range26E
Legal Township29S
Legal Section24
Legal SubdivisionLAKE ASHTON WEST PHASE I
Legal PhaseI
Legal Tract690596
Legal Block3
Legal Lot Number249
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group3
Census Block3040
Census Tract14401

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4536 BACK NINE DR, WINTER HAVEN, FL 33884-3545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2020Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS
May 25, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2018 · Amount on Record
Deed SaleMay 25, 2018 · Amount on Record
Deed Document Number2018112981
Deed Book / Page10497 / 1204
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4536 BACK NINE DR, WINTER HAVEN, FL 33884-3545
Document Number0113651640
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedSep 24, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4536 BACK NINE DR WINTER HAVEN FL 338843545, WINTER HAVEN, FL 33884-3545

Mortgage

Document Number0113651640
DateSep 8, 2020
Book Page011365/001640
Instrument184876
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 7, 2050

May 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 25, 2018
Property Address4536 BACK NINE DR, WINTER HAVEN, FL 33884-3545
Document Number0104971204
Book / Page010497 / 001204
Instrument DateMay 25, 2018
Instrument112981
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,805.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4536 BACK NINE DR WINTER HAVEN FL 338843545, WINTER HAVEN, FL 33884-3545

Mortgage

Document Number104971207
DateMay 25, 2018
Book Page010497/001207
Instrument112982
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 24, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,888 (+2.7%)$317,730 (-6.83%) Land $58,000 Building $259,730
2025$2,772.00 (-56.68%) Homeowner's exemption$191,712 (+5.99%)$341,014 (+0.08%) Land $58,000 Building $283,014
2023$6,399.00 (+4.56%) Homeowner's exemption$180,883 (+3%)$340,738 (+9.56%) Land $55,000 Building $285,738
2022$6,120.00 Homeowner's exemption$175,615$310,995 Land $51,000 Building $259,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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