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4513 Back Nine Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 4513 Back Nine Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,845 sqft · built 2007
Lot Size0.138 acres (5,998 sqft)
OwnerIndividual Name on File
Last Sale$374,900 (Apr 2024)
Tax Bill$5,376 (2025)
Deeds & MortgagesApr 2024 Sale
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-24-690596-002690

Property Details

APN / Parcel Number

Primary APN26-29-24-690596-002690
Alternative APNs
  • 242926690596002690
  • 42926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,845 sqft Living Area
Gross Area2,307 sqft
1st Floor Area1,845 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area5,998 sqft (0.138 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
PorchScreened/Unfinished Porch
Porch Area314 sqft

Location & Zoning

Street Address4513 BACK NINE DR
CityWINTER HAVEN
StateFL
Zip33884-3546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE ASHTON WEST PHASE I PB 138 PGS 11 THRU 21 LOT 269
Legal Range26E
Legal Township29S
Legal Section24
Legal SubdivisionLAKE ASHTON WEST PHASE I
Legal PhaseI
Legal Tract690596
Legal Block3
Legal Lot Number269
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group3
Census Block3043
Census Tract14401

Owner

4513 Back Nine Dr is owned by an individual who bought it in April 2024.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address4438 20TH AVE SW, NAPLES, FL 34116-6412
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Warranty Deed, Transfer
ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Mar 5, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
TITAN MUTUAL LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2024 · Amount on File
Deed SaleApr 17, 2024 · Amount on File
Prior SaleDec 26, 2007 · Amount on File
Deed Document Number202487403
Deed Book / Page13080 / 841
Prior Transfer DateJun 25, 2012
Prior Transfer Doc0000124229
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 17, 2024
Property Address4513 BACK NINE DR, WINTER HAVEN, FL 33884-3546
Document Number0000087403
Book / Page13080 / 841
Map ReferenceMB 138 PG 11-21
Instrument DateApr 15, 2024
Instrument2024087403
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

AmountAmount on Record
Tax$2,624.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4513 BACK NINE DR, WINTER HAVEN, FL 33884-3546

Transferred To (Grantee/Buyer)

NameVerified Name
Address4438 20TH AVE SW, NAPLES, FL 34116-6412

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 5, 2021
Property Address4513 BACK NINE DR, WINTER HAVEN, FL 33884-3546
Document Number0000056375
Book / Page11608 / 1441
Map ReferenceMB 138 PG 11-21
Instrument DateFeb 20, 2021
Instrument2021056375
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4513 BACK NINE DR, WINTER HAVEN, FL 33884-3546

Mortgage

Document Number0000056376
DateMar 5, 2021
Book Page11608/1443
Instrument2021056376
Lender
NameTITAN MUTUAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4513 Back Nine Dr was $5,376, down 10.1% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,473 (-6.63%) Land $58,000 Building $210,473$268,473 (-6.63%) Land $58,000 Building $210,473
2025$5,376.00 (-10.1%)$287,533 Land $58,000 Building $229,533$287,533 Land $58,000 Building $229,533
2024$5,980.00 (-10.18%)
2023$6,658.00 (+4.47%) Homeowner's exemption$194,589 (+3%)$288,446 (+9.76%) Land $55,000 Building $233,446
2022$6,373.00 Homeowner's exemption$188,921$262,806 Land $51,000 Building $211,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4513 Back Nine Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4513 Back Nine Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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