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4532 Back Nine Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 4532 Back Nine Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,514 sqft · built 2019
Lot Size0.164 acres (7,135 sqft)
OwnerIndividual Name on Record
Last Sale$235,200 (May 2019)
Tax Bill$3,092 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-24-690596-002480

Property Details

APN / Parcel Number

Primary APN26-29-24-690596-002480
Alternative APNs
  • 242926690596002480
  • 42926000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,514 sqft Living Area
Gross Area2,214 sqft
1st Floor Area1,514 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,135 sqft (0.164 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchFlorida Room
Porch Area340 sqft

Location & Zoning

Street Address4532 BACK NINE DR
CityWINTER HAVEN
StateFL
Zip33884-3545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE ASHTON WEST PHASE I PB 138 PGS 11 THRU 21 LOT 248
Legal Range26E
Legal Township29S
Legal Section24
Legal SubdivisionLAKE ASHTON WEST PHASE I
Legal PhaseI
Legal Tract690596
Legal Block3
Legal Lot Number248
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group3
Census Block3040
Census Tract14401

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4532 BACK NINE DR, WINTER HAVEN, FL 33884-3545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2019 · Amount on Record
Deed SaleMay 1, 2019 · Amount on Record
Deed Document Number201989474
Deed Book / Page10828 / 615
Record UpdatedOct 29, 2026

May 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 1, 2019
Property Address4532 BACK NINE DR, WINTER HAVEN, FL 33884-3545
Document Number0108280615
Book / Page010828 / 000615
Instrument DateMay 1, 2019
Instrument89474
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,646.40
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4532 BACK NINE DR WINTER HAVEN FL 338843545, WINTER HAVEN, FL 33884-3545

Mortgage

Document Number108280618
DateMay 1, 2019
Book Page010828/000618
Instrument89475
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,628 (+2.7%)$255,852 (-6.62%) Land $58,000 Building $197,852
2025$3,092.00 (-53.84%) Homeowner's exemption$213,854 (+5.99%)$273,983 (-0.92%) Land $58,000 Building $215,983
2023$6,699.00 (+3.13%) Homeowner's exemption$201,774 (+3%)$276,517 (+10.5%) Land $55,000 Building $221,517
2022$6,496.00 Homeowner's exemption$195,897$250,235 Land $51,000 Building $199,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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