452 Lowell St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 452 Lowell St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,210 sqft · built 1958
Lot Size0.236 acres (10,285 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Dec 2025)
Tax Bill$6,987 (2026)
Deeds & MortgagesFeb 2025 Refinance
Dec 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNREAD M:031.0-0000-0026.0

Property Details

APN / Parcel Number

Primary APNREAD M:031.0-0000-0026.0
Alternative APNs
  • M:031.0=0000=0026.0
  • 1200000000510
  • 1200000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,210 sqft Living Area
Gross Area2,248 sqft
Basement Area960 sqft
Unfinished Basement710 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,285 sqft (0.236 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1200000000510
Street Address452 LOWELL ST
CityREADING
StateMA
Zip01867-1534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1005
Census Tract334200

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address452 LOWELL ST, READING, MA 01867-1534
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE CENTS SAVINGS BANK
Dec 3, 2025Quit Claim Deed, Transfer
Oct 20, 2020Quit Claim Deed, Transfer · Conventional with PMI
SALEM FIVE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2025 · Amount on Record
Deed SaleDec 3, 2025 · Amount on Record
Prior SaleOct 20, 2020 · Amount on Record
Deed Document Number20251990072
Prior Transfer DateDec 1, 2025
Prior Transfer Doc0001990072
Record UpdatedOct 29, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address452 LOWELL ST, READING, MA 01867-1534
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001971784
DateFeb 10, 2025
Instrument1971784
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateDec 3, 2025
Property Address452 LOWELL ST, READING, MA 01867-1534
Document Number0001990072
Instrument DateDec 1, 2025
Instrument1990072
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address452 LOWELL ST, READING, MA 01867-1534

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateOct 20, 2020
Property Address452 LOWELL ST, READING, MA 01867-1534
Document Number0001857274
Instrument DateOct 16, 2020
Instrument1857274
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,416.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address452 LOWELL ST READING MA 018671534, READING, MA 01867-1534

Mortgage

Document Number1857275
DateOct 20, 2020
Instrument1857275
Lender
NameSALEM FIVE MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 19, 2050

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,987.00 (-2.28%)$637,500 (+1.56%) Land $423,700 Building $213,500$674,254 (-7%)
2025$7,150.00 (+1.19%)$627,700 (+4.11%) Land $417,200 Building $210,500$725,040 (+20.82%)
2024$7,066.00 (+3.24%)$602,900 (+10.91%) Land $400,700 Building $202,200$600,115
2023$6,844.00$543,600 Land $361,300 Building $182,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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