1. Home
  2. Massachusetts
  3. Middlesex County
  4. Reading
  5. Lowell St

445 Lowell St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 445 Lowell St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,351 sqft · built 1952
Lot Size0.193 acres (8,398 sqft)
Owner2 Individual Names on File
Last Sale$277,000 (Apr 2012)
Tax Bill$7,855 (2025)
Deeds & MortgagesSep 2023 Refinance
Jan 2022 Refinance
Flood ZoneZone X (minimal risk)
APNREAD M:031.0-0000-0051.0

Property Details

APN / Parcel Number

Primary APNREAD M:031.0-0000-0051.0
Alternative APNs
  • M:031.0=0000=0051.0
  • 1270000000130
  • 1270000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,351 sqft Living Area
Gross Area2,857 sqft
Basement Area936 sqft
Unfinished Basement384 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,398 sqft (0.193 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1270000000130
Street Address445 LOWELL ST
CityREADING
StateMA
Zip01867-1533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group4
Census Block4008
Census Tract334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:031.0-0000-0051.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address445 LOWELL ST, READING, MA 01867-1533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
WORKERS CU
Jan 13, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2012 · Amount on Record
Deed SaleApr 06, 2012 · Amount on Record
Prior SaleMay 12, 2011 · Amount on Record
Deed Book / Page58843 / 436
Last Transfer DateDec 18, 2021
Transfer Doc079529-328
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address445 LOWELL ST, READING, MA 01867-1533
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number082019-515
DateSep 21, 2023
Book Page82019/515
Instrument106792
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 01, 2043

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJan 13, 2022
Property Address445 LOWELL ST, READING, MA 01867-1533
Document Number079529-323
Book / Page79529 / 323
Instrument DateDec 18, 2021
Instrument7149
Transaction TypeTransfer
Record UpdatedJul 24, 2024
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 LOWELL ST, READING, MA 01867-1533

Mortgage

Document Number0000007150
DateJan 13, 2022
Instrument7150
Lender
NameMUTUAL OF OMAHA MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,855.00 (+1.12%)$689,600 (+4.04%) Land $411,000 Building $278,600$767,600 (+4.57%)
2024$7,768.00 (+3.08%)$662,800 (+10.73%) Land $394,800 Building $268,000$734,065
2023$7,536.00$598,600 Land $356,000 Building $242,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1978–2004)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2004 · Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 229 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Lowell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures