Middlesex County and Reading Town property record for 444 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,398 sqft · built 1946 |
| Lot Size | 0.179 acres (7,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $647,000 (Nov 2025) |
| Tax Bill | $6,876 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Nov 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:031.0-0000-0021.0 |
| Primary APN | READ M:031.0-0000-0021.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,398 sqft Living Area |
| Gross Area | 2,592 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,780 sqft (0.179 acres) |
| Garage Type | Attached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1200000000460 |
|---|---|
| Street Address | 444 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9 S MAIN ST, 204, TOPSFIELD, MA 01983-1871 |
| Owner Type | Company |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Nov 21, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage SALEM FIVE MORTGAGE CORP |
| Jun 14, 2024 | Quit Claim Deed, Transfer |
| Nov 30, 2018 | Deed of Trust, Mortgage READING COOPERATIVE BANK |
| May 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Oct 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Jun 14, 2024 · Amount on Record |
| Deed Book / Page | 84910 / 414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 444 LOWELL ST, READING, MA 01867-1532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079540-577 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 79540/577 |
| Instrument | 8525 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 21, 2025 |
| Property Address | 444 LOWELL ST, READING, MA 01867-1532 |
| Document Number | 084910-414 |
| Book / Page | 84910 / 414 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 143288 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 S MAIN ST APT 204, 204, TOPSFIELD, MA 01983-1871 |
| Document Number | 0000143289 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 143289 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 14, 2024 |
| Property Address | 444 LOWELL ST, READING, MA 01867-1532 |
| Document Number | 082888-300 |
| Book / Page | 82888 / 300 |
| Instrument Date | Jun 13, 2024 |
| Instrument | 63404 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # STE16, STE16, TEMPE, AZ 85288-7094 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 444 LOWELL ST, READING, MA 01867-1532 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 071946-528 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 71946/528 |
| Instrument | 182472 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 444 LOWELL ST, READING, MA 01867-1532 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074618-541 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 74618/541 |
| Instrument | 68080 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 444 LOWELL ST, READING, MA 01867-1532 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 076007-247 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 76007/247 |
| Instrument | 198202 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,876.00 (-2.27%) | $627,400 (+1.57%) Land $415,400 Building $212,000 | $640,375 (-8.04%) |
| 2025 | $7,036.00 (+1.16%) | $617,700 (+4.1%) Land $409,000 Building $208,700 | $696,350 (+0.71%) |
| 2024 | $6,955.00 (+3.25%) | $593,400 (+10.92%) Land $392,900 Building $200,500 | $691,410 |
| 2023 | $6,736.00 | $535,000 Land $354,200 Building $180,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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