452 Cedarleaf Dr, Dayton, OH 45459 Property Records

Montgomery County property record for 452 Cedarleaf Dr, Dayton, OH 45459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,322 sqft · built 1969
Lot Size	0.434 acres (18,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,900 (May 2018)
Tax Bill	$8,667 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O68-00904-0003`

Property Details

APN / Parcel Number

Primary APN	`O68-00904-0003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,322 sqft Living Area
Gross Area	2,869 sqft
1st Floor Area	1,026 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	18,901 sqft (0.434 acres)
Lot Dimensions	140 ft deep x 135 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	18 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	452 CEDARLEAF DR
City	DAYTON
State	OH
Zip	45459-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	314 PLEASANT HILL 15
Legal Subdivision	PLEASANT HILL 15
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1012
Census Tract	40302

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Apr 24, 2019	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
May 10, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	201827303
Prior Transfer Date	Aug 27, 1996
Prior Transfer Doc	0000018317
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	452 CEDARLEAF DR, DAYTON, OH 45459-4312
Document Number	0000040639
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	452 CEDARLEAF DR DAYTON OH 454594312, DAYTON, OH 45459-4312

Mortgage

Document Number	0000040639
Date	Jul 16, 2020
Instrument	40639

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	452 CEDARLEAF DR, DAYTON, OH 45459-4312
Document Number	0000023076
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	452 CEDARLEAF DR DAYTON OH 454594312, DAYTON, OH 45459-4312

Mortgage

Document Number	0000023076
Date	May 7, 2019
Instrument	23076

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 10, 2018
Property Address	452 CEDARLEAF DR, DAYTON, OH 45459-4312
Document Number	0000027303
Instrument Date	May 1, 2018
Instrument	27303
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	LANDMARK TITLE AGENCY SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$839.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	452 CEDARLEAF DR DAYTON OH 454594312, DAYTON, OH 45459-4312

Mortgage

Document Number	27320
Date	May 10, 2018
Instrument	27320

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 25, 2017
Property Address	452 CEDARLEAF DR, DAYTON, OH 45459-4312
Document Number	0000043394
Instrument Date	Jun 5, 2017
Instrument	43394
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$829.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	452 CEDARLEAF DR DAYTON OH 454594312, DAYTON, OH 45459-4312

Mortgage

Document Number	43458
Date	Jul 25, 2017
Instrument	43458

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,640 (-) Land $21,790 Building $114,850	$390,390 (-) Land $62,260 Building $328,130
2024	$8,667.00 (+9.38%)
2023	$7,924.00 (+9.12%)	$136,640 (+37.59%) Land $21,790 Building $114,850	$390,390 (+37.58%) Land $62,260 Building $328,130
2022	$7,262.00	$99,310 Land $15,790 Building $83,520
2020			$283,750 Land $45,110 Building $238,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: altafiber Network Solutions.

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