439 Cedarleaf Dr, Dayton, OH 45459 Property Records

Montgomery County property record for 439 Cedarleaf Dr, Dayton, OH 45459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,530 sqft · built 1971
Lot Size	0.356 acres (15,525 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,900 (Oct 2020)
Tax Bill	$7,926 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O68 00904 0018`

Property Details

APN / Parcel Number

Primary APN	`O68 00904 0018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,530 sqft Living Area
1st Floor Area	1,061 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	15,525 sqft (0.356 acres)
Lot Dimensions	135 ft deep x 115 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	282 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	439 CEDARLEAF DR
City	DAYTON
State	OH
Zip	45459-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	329 PLEASANT HILL 15
Legal Subdivision	PLEASANT HILL 15
Legal Lot Number	18
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	40302

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	439 CEDARLEAF DR, DAYTON, OH 45459-4311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS
Jul 23, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	2020-00062484
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 16, 2020
Property Address	439 CEDARLEAF DR, DAYTON, OH 45459-4311
Document Number	0000062484
Instrument Date	Oct 5, 2020
Instrument	62484
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$974.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	439 CEDARLEAF DR DAYTON OH 454594311, DAYTON, OH 45459-4311

Mortgage

Document Number	62485
Date	Oct 16, 2020
Instrument	62485

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 23, 2018
Property Address	439 CEDARLEAF DR, DAYTON, OH 45459-4311
Document Number	0000042361
Instrument Date	Jul 9, 2018
Instrument	42361
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	LANDMARK TITLE AGENCY SOUTH INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$864.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	439 CEDARLEAF DR DAYTON OH 454594311, DAYTON, OH 45459-4311

Mortgage

Document Number	42368
Date	Jul 23, 2018
Instrument	42368

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,150 (-) Land $19,410 Building $105,740
2024	$7,926.00 (+9.17%)
2023	$7,260.00 (+9.11%)	$125,150 (+37.57%) Land $19,410 Building $105,740	$357,560 (+37.58%) Land $55,460 Building $302,100
2022	$6,654.00	$90,970 Land $14,070 Building $76,900
2020			$259,900 Land $40,190 Building $219,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: altafiber Network Solutions.

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