Kenton County property record for 4517 Decoursey Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 816 sqft · built 1970 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Aug 2026) |
| Tax Bill | $1,523 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-42-02-010.00 |
| Primary APN | 056-42-02-010.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 816 sqft Finished Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Foundation Type | Concrete |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Street Address | 4517 DECOURSEY AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDFORD FRANKLIN LOTS 13-14 |
| Legal Subdivision | SANDFORD FRANKLIN |
| Legal Lot Number | 13-14 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 61300 |
4517 Decoursey Ave is owned and occupied by two individuals who bought it in August 2026.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4517 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE COMPANY |
| Sep 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITY OF CANTON |
| Jul 3, 2018 | Warranty Deed, Transfer NAVY FCU |
| Mar 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on File |
| Deed Sale | Aug 10, 2026 · Amount on File |
| Prior Sale | Jul 3, 2018 · Amount on File |
| Deed Document Number | 202617812 |
| Deed Book / Page | 477 / 328 |
| Prior Transfer Date | Mar 27, 2018 |
| Prior Transfer Doc | 0005900034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 10, 2026 |
| Property Address | 4517 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Document Number | 0000017812 |
| Book / Page | 477 / 328 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202617812 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,715.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 4517 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Document Number | 0000017813, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 2026081017813 |
| Name | TOWNE MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 23, 2026 |
| Property Address | 4517 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Document Number | 0000021744 |
| Book / Page | 502 / 1 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202692321744 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4517 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Document Number | 0000021744, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 502/1 |
| Instrument | 202692321744 |
| Name | CITY OF CANTON |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Jul 27, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 3, 2018 |
| Property Address | 4517 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Document Number | 0000000209 |
| Book / Page | 0C6445 / 000122 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 209 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4517 SECOURSEY AVE COVINGTON KY 41015, COVINGTON, KY 41015 |
| Document Number | 210 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 0C6445/000125 |
| Instrument | 210 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 27, 2018 |
| Property Address | 4517 DECOURSEY AVE, COVINGTON, KY 41015-1857 |
| Document Number | 0000000034 |
| Book / Page | 0C6377 / 000270 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 34 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12820 HERRINGER RD ALEXANDRIA KY 410017934, ALEXANDRIA, KY 41001-7934 |
The 2025 property tax bill for 4517 Decoursey Ave was $1,523.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,500 (+21.3%) Land $15,000 Building $124,500 | $139,500 (+21.3%) Land $15,000 Building $124,500 | |
| 2025 | $1,523.00 | $115,000 Land $10,000 Building $105,000 | $115,000 Land $10,000 Building $105,000 |
| 2023 | $1,531.00 | $115,000 Land $10,000 Building $105,000 | $115,000 Land $10,000 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4517 Decoursey Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1978–2025) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4517 Decoursey Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures