4513B Decoursey Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4513B Decoursey Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba
Owner	Company Name on File
Last Sale	$62,500 (Dec 2022)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-42-02-009.02`

Property Details

APN / Parcel Number

Primary APN	`056-42-02-009.02`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4513B DECOURSEY AVE
City	COVINGTON
State	KY
Zip	41015-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDFORD FRANKLIN LOT 17
Legal Subdivision	SANDFORD FRANKLIN
Legal Lot Number	17
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3021
Census Tract	61300

Owner

4513B Decoursey Ave is owned by a company that bought it in December 2022.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1512 RESOURCE DR, B, BURLINGTON, KY 41005-9379
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on File
Deed Sale	Dec 19, 2022 · Amount on File
Deed Document Number	202226
Deed Book / Page	205 / 563
Prior Transfer Date	Dec 13, 2022
Prior Transfer Doc	0005900026
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 19, 2022
Property Address	4513B DECOURSEY AVE, COVINGTON, KY 41015-1857
Document Number	0005900026
Book / Page	205 / 563
Instrument Date	Dec 13, 2022
Instrument	22121905900026
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 176656, COVINGTON, KY 41017-6656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 176656, COVINGTON, KY 41017-6656

Mortgage

Document Number	0005900027
Date	Dec 19, 2022
Book Page	428/840
Instrument	22121905900027

Lender

Name	SILVER HILL FINANCIAL LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4513B Decoursey Ave was $1,126.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,300 (+32.12%) Land $15,000 Building $97,300	$112,300 (+32.12%) Land $15,000 Building $97,300
2025	$1,126.00	$85,000 Land $10,000 Building $75,000	$85,000 Land $10,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4513B Decoursey Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1978–2025)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4513B Decoursey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20