4516 Decoursey Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4516 Decoursey Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 848 sqft · built 1920
Lot Size	0.048 acres (2,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$661 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`056-44-01-023.00`

Property Details

APN / Parcel Number

Primary APN	`056-44-01-023.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	848 sqft Finished Area
Gross Area	1,334 sqft

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,120 sqft (0.048 acres)
Lot Dimensions	106 ft deep x 20 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0564401023.00
Street Address	4516 DECOURSEY AVE
City	COVINGTON
State	KY
Zip	41015-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FAIRVIEW LOT 31 & N 20' LOT 30 & W 20'X 106.04' LOT 32
Legal Subdivision	SOUTH FAIRVIEW
Legal Lot Number	31,30
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2028
Census Tract	61200

Owner

Source: Kenton County assessment roll, APN 056-44-01-023.00, as of April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4516 DECOURSEY AVE, COVINGTON, KY 41015-1858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 1987
Deed Sale	Oct 05, 1987
Deed Document Number	0000095816
Record Updated	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4516 DECOURSEY AVE, COVINGTON, KY 41015-1858
Document Number	0000000127
Book / Page	0C6315 / 000341
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4516 DECOURSEY AVE COVINGTON KY 410151858, COVINGTON, KY 41015-1858

Mortgage

Document Number	0000000127
Date	Dec 14, 2017
Book Page	0C6315/000341
Instrument	127

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll as of April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$661.00 (-5.57%) Homeowner's exemption	$99,000 (-) Land $10,000 Building $89,000	$99,000 (-) Land $10,000 Building $89,000
2023	$700.00 Homeowner's exemption	$99,000 Land $10,000 Building $89,000	$99,000 Land $10,000 Building $89,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 657 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.