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4515B Decoursey Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4515B Decoursey Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 4,160 sqft · built 2000
Lot Size0.26 acres (11,326 sqft)
OwnerCompany Name on File
Last Sale$62,500 (Dec 2022)
Tax Bill$1,126 (2025)
Deeds & MortgagesDec 2022 Mortgage
May 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN056-42-02-009.00

Property Details

APN / Parcel Number

Primary APN056-42-02-009.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,160 sqft Finished Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions120 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4515B DECOURSEY AVE
CityCOVINGTON
StateKY
Zip41015-1857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANDFORD FRANKLIN LOT 15
Legal SubdivisionSANDFORD FRANKLIN
Legal Lot Number15
Legal Unit15
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3021
Census Tract61300

Owner

4515B Decoursey Ave is owned by a company that bought it in December 2022.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address1512 RESOURCE DR, B, BURLINGTON, KY 41005-9379
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Quit Claim Deed, Transfer · Commercial Mortgage
SILVER HILL FINANCIAL LLC
May 13, 2022Intrafamily Transfer, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
May 13, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 13, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 22, 2022Warranty Deed, Transfer · Stand-Alone Second Mortgage
GOLDEN EMPIRE MORTGAGE INC
Oct 2, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2022 · Amount on File
Deed SaleDec 19, 2022 · Amount on File
Prior SaleMay 13, 2022 · Amount on File
Deed Document Number202236
Deed Book / Page205 / 601
Prior Transfer DateDec 13, 2022
Prior Transfer Doc0005900036
Record UpdatedOct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateDec 19, 2022
Property Address4515B DECOURSEY AVE, COVINGTON, KY 41015-1857
Document Number0005900036
Book / Page205 / 601
Map ReferencePL 310
Instrument DateDec 13, 2022
Instrument22121905900036
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656

Mortgage

Document Number0005900037
DateDec 19, 2022
Book Page428/880
Instrument22121905900037
Lender
NameSILVER HILL FINANCIAL LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateMay 13, 2022
Property Address4515B DECOURSEY AVE, COVINGTON, KY 41015-1857
Document Number0005900099
Book / Page165 / 294
Map ReferencePL 310
Instrument DateApr 29, 2022
Instrument22051305900099
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656
InvestorPossibly a Property Investor

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateMay 13, 2022
Property Address4515B DECOURSEY AVE, COVINGTON, KY 41015-1857
Document Number0005900100
Book / Page165 / 297
Map ReferencePL 310
Instrument DateApr 29, 2022
Instrument22051305900100
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656
InvestorPossibly a Property Investor

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateMay 13, 2022
Property Address4515B DECOURSEY AVE, COVINGTON, KY 41015-1857
Document Number0005900102
Book / Page165 / 303
Map ReferencePL 310
Instrument DateApr 29, 2022
Instrument22051305900102
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656
InvestorPossibly a Property Investor

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 22, 2022
Property Address4515B DECOURSEY AVE, COVINGTON, KY 41015-1857
Document Number0005900076
Book / Page149 / 464
Map ReferencePL 310
Instrument DateFeb 18, 2022
Instrument22022205900076
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1300 BRAMLAGE RD, WALTON, KY 41094-8720

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656
InvestorPossibly a Property Investor

Mortgage

Document Number0005900077
DateFeb 22, 2022
Instrument22022205900077
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term12 Months
DueFeb 18, 2023

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateOct 2, 2019
Property Address4513 DECOURSEY AVE, COVINGTON, KY 41015-1857
Document Number0000000022
Book / Page0C6766 / 000001
Instrument DateJul 24, 2019
Instrument22
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$197.10
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address723 TOWER PL COVINGTON KY 410113941, COVINGTON, KY 41011-3941

Tax Assessment & Valuation

The 2025 property tax bill for 4515B Decoursey Ave was $1,126.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,300 (+32.12%) Land $15,000 Building $97,300$112,300 (+32.12%) Land $15,000 Building $97,300
2025$1,126.00$85,000 Land $10,000 Building $75,000$85,000 Land $10,000 Building $75,000
2023$1,132.00$85,000 Land $10,000 Building $75,000$85,000 Land $10,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4515B Decoursey Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1978–2025)
Claims Outside the SFHA5 of 16
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4515B Decoursey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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