45168 Ingleham Cir, Callahan, FL 32011 Property Records

Nassau County property record for 45168 Ingleham Cir, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,198 sqft · built 2007
Lot Size	0.27 acres (11,740 sqft)
Owner	2 Individual Names on File
Last Sale	$356,000 (Jul 2026)
Tax Bill	$2,510 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`51-2N-25-015A-0098-0000`

Property Details

APN / Parcel Number

Primary APN	`51-2N-25-015A-0098-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,198 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	2,198 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,740 sqft (0.27 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45168 INGLEHAM CIR
City	CALLAHAN
State	FL
Zip	32011-3791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 98 AMHURST OAKS PB 7/180
Legal Range	25E
Legal Township	02N
Legal Section	51
Legal Subdivision	AMHURST OAKS
Legal Lot Number	98
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1010
Census Tract	50509

Owner

45168 Ingleham Cir is owned and occupied by two individuals who bought it in July 2026.

Source: Nassau County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45168 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Apr 28, 2026	Warranty Deed, Transfer OS NATIONAL LLC, OS NATIONAL
Jul 2, 2018	Deed of Trust, Mortgage · FHA Mortgage FIDELITY BANK
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 28, 2019	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND
May 1, 2018	Warranty Deed, Transfer · FHA Mortgage FIDELITY BANK
Aug 14, 2017	Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	Apr 28, 2026 · Amount on File
Deed Document Number	202621027
Deed Book / Page	2881 / 490
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 10, 2026
Property Address	45168 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Document Number	0000021027
Book / Page	2881 / 490
Instrument Date	Jul 8, 2026
Instrument	202621027
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NATIONS TITLE, OS NATIONAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251,692.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45168 INGLEHAM CIR, CALLAHAN, FL 32011-3791

Mortgage

Document Number	0000021028,
Date	Jul 10, 2026
Instrument	202621028

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 28, 2026
Property Address	45168 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Document Number	0000012717
Book / Page	2864 / 763
Instrument Date	Apr 26, 2026
Instrument	2026.12717
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	OS NATIONAL LLC, OS NATIONAL

Transaction

Amount	Amount on Record
Tax	$221,008.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45168 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022070401
Date	Jul 2, 2018
Book Page	2207/0401
Instrument	201820337

Lender

Name	FIDELITY BANK
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45168 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023390206
Date	Feb 12, 2020
Book Page	2339/206
Instrument	202045004942

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 28, 2019
Property Address	45168 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Document Number	0022770108
Book / Page	002277 / 000108
Instrument Date	May 24, 2019
Instrument	45016609
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45168 INGLEHAM CIR CALLAHAN FL 320113791, CALLAHAN, FL 32011-3791

Mortgage

Document Number	22770110
Date	May 28, 2019
Book Page	002277/000110
Instrument	45016610

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 1, 2018
Property Address	45168 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Document Number	0021921914
Book / Page	2192 / 1914
Map Reference	MB7 PG180
Instrument Date	Apr 27, 2018
Instrument	201813072
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45168 INGLEHAM CIR, 45168, CALLAHAN, FL 32011-3791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45168 INGLEHAM CIR, CALLAHAN, FL 32011-3791

Mortgage

Document Number	0201813073
Date	May 1, 2018
Instrument	201813073

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45168 INGLEHAM CIR, CALLAHAN, FL 32011-3791
Document Number	0021410174
Book / Page	002141 / 000174
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45168 INGLEHAM CIR CALLAHAN FL 320113791, CALLAHAN, FL 32011-3791

Mortgage

Document Number	0021410174
Date	Aug 18, 2017
Book Page	002141/000174
Instrument	24719

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	TYSONS CORNER, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45168 Ingleham Cir was $2,510, up 0.8% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Callahan Town
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,510.00 (+0.8%)	$214,487 (+2.9%)	$310,587 (+3.92%) Land $40,000 Building $270,587
2024	$2,490.00 (+1.22%) Homeowner's exemption Widower's exemption	$208,442 (+3%)	$298,880 (+3.89%) Land $40,000 Building $258,880
2023	$2,460.00 (+6.22%) Homeowner's exemption Widower's exemption	$202,371 (+3%)	$287,696 (+17.55%) Land $40,000 Building $247,696
2022	$2,316.00 Homeowner's exemption Widower's exemption	$196,477	$244,738 Land $40,000 Building $204,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45168 Ingleham Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2016–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45168 Ingleham Cir is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAHAN WTP serves 1,730 people · EPA ID FL2450146
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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