San Diego County property record for 4516 Inverness Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,624 sqft · built 1990 |
| Lot Size | 0.213 acres (9,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $845,000 (Mar 2025) |
| Tax Bill | $6,889 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-792-45-00 |
| Primary APN | 157-792-45-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,624 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 9,265 sqft (0.213 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4516 INVERNESS DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 100 TR 012007 |
| Legal Subdivision | FOXWOOD |
| Legal Tract | 012007 |
| Legal Block | 1 |
| Legal Lot Number | 100 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 18609 |
Source: San Diego County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4516 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 6, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JMAC LENDING INC |
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 10, 2021 | Intrafamily Transfer, Transfer |
| Apr 26, 2019 | Grant Deed, Transfer · Conventional Mortgage FUNDLOANS |
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on Record |
| Deed Sale | Mar 4, 2025 · Amount on Record |
| Prior Sale | Apr 26, 2019 · Amount on Record |
| Deed Document Number | 202555238 |
| Prior Transfer Date | Jun 4, 2021 |
| Prior Transfer Doc | 0000429417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4516 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 4516 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Document Number | 0000056653 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 2024-0056653 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4516 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 4516 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Document Number | 0000416623 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 2021-0416623 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 10, 2021 |
| Property Address | 4516 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Document Number | 0000429417 |
| Map Reference | MAP 12007 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021-0429417 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4615 INVERNESS DRIVE, OCEANSIDE, CA 92057 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 26, 2019 |
| Property Address | 4516 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Document Number | 0000154358 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 154358 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2019 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4615 INVERNESS DR OCEANSIDE CA 92057, OCEANSIDE, CA 92057 |
| Document Number | 154359 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 154359 |
| Name | FUNDLOANS |
|---|---|
| Address | ENCINITAS, CA 92024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4516 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Document Number | 0000386208 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4540 MILANO WAY OCEANSIDE CA 920577640, OCEANSIDE, CA 92057-7640 |
| Document Number | 0000386208 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 386208 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 16, 2033 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $861,899 (+43.35%) Land $560,790 Building $301,109 | |
| 2025 | $6,889.00 (+5.16%) | $601,257 (+4.04%) Land $391,205 Building $210,052 |
| 2023 | $6,551.00 (+1.53%) | $577,912 Land $376,015 Building $201,897 |
| 2022 | $6,452.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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