San Diego County property record for 4499 Inverness Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,624 sqft · built 1990 |
| Lot Size | 0.208 acres (9,039 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,709 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-792-40-00 |
| Primary APN | 157-792-40-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,624 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 9,039 sqft (0.208 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4499 INVERNESS DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 95 TR 012007 |
| Legal Subdivision | FOXWOOD |
| Legal Tract | 012007 |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 18609 |
4499 Inverness Dr is owned and occupied by an individual who acquired it in May 2017.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4499 INVERNESS DR, OCEANSIDE, CA 92057-5053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FIRSTLINE HOME LOANS INC |
| Apr 20, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 30, 2017 | Intrafamily Transfer, Transfer · VA Mortgage FIRST CALIFORNIA MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2017 |
| Deed Sale | May 30, 2017 |
| Prior Sale | Dec 9, 2010 |
| Deed Document Number | 2017241344 |
| Prior Transfer Date | May 23, 2017 |
| Prior Transfer Doc | 0000241344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4499 INVERNESS DR, OCEANSIDE, CA 92057-5053 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4499 INVERNESS DR, OCEANSIDE, CA 92057-5053 |
| Document Number | 0000644896 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-0644896 |
| Name | FIRSTLINE HOME LOANS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWPORT BEACH, CA 92660 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4499 INVERNESS DR, OCEANSIDE, CA 92057-5053 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000199104 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020-0199104 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 30, 2017 |
| Property Address | 4499 INVERNESS DR, OCEANSIDE, CA 92057-5053 |
| Document Number | 0000241344 |
| Map Reference | MAP12007 |
| Instrument Date | May 23, 2017 |
| Instrument | 2017-0241344 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4499 INVERNESS DR, OCEANSIDE, CA 92057-5053 |
| Document Number | 0000241345 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 2017-0241345 |
| Name | FIRST CALIFORNIA MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 4499 Inverness Dr was $4,709 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $420,308 (+2%) Land $223,289 Building $197,019 | |
| 2025 | $4,709.00 Homeowner's exemption | $412,067 Land $218,911 Building $193,156 |
| 2023 | $4,475.00 (+1.57%) Homeowner's exemption | $396,067 Land $210,411 Building $185,656 |
| 2022 | $4,406.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4499 Inverness Dr in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4499 Inverness Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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