4503 Inverness Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4503 Inverness Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,022 sqft · built 1990
Lot Size0.168 acres (7,303 sqft)
Owner2 Individual Names on File
Last Sale$263,000 (Apr 2001)
Tax Bill$4,533 (2025)
Deeds & MortgagesOct 2020 Mortgage
Aug 2017 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN157-792-41-00

Property Details

APN / Parcel Number

Primary APN157-792-41-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,022 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area7,303 sqft (0.168 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4503 INVERNESS DR
CityOCEANSIDE
StateCA
Zip92057-5054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 96 TR 012007
Legal SubdivisionFOXWOOD
Legal Tract012007
Legal Block1
Legal Lot Number96
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1009
Census Tract18609

Owner

4503 Inverness Dr is owned and occupied by two individuals who acquired it in July 2017.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4503 INVERNESS DR, OCEANSIDE, CA 92057-5054
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Aug 10, 2017Quit Claim Deed, Transfer
CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Aug 10, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2001 · Amount on File
Deed SaleApr 4, 2001 · Amount on File
Prior SaleDec 19, 1989 · Amount on File
Deed Document Number2001203774
Last Transfer DateJul 3, 2017
Transfer Doc0000363591
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4503 INVERNESS DR, OCEANSIDE, CA 92057-5054
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4503 INVERNESS DR, OCEANSIDE, CA 92057-5054

Mortgage

Document Number0000616232
DateOct 13, 2020
Instrument2020-0616232
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2017
Property Address4503 INVERNESS DR, OCEANSIDE, CA 92057-5054
Document Number0000363591
Instrument DateJul 3, 2017
Instrument363591
Transaction TypeTransfer
Record UpdatedAug 18, 2017
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4503 INVERNESS DR OCEANSIDE CA 920575054, OCEANSIDE, CA 92057-5054

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2017
Property Address4503 INVERNESS DR, OCEANSIDE, CA 92057-5054
Document Number0000363592
Map ReferenceMAP12007
Instrument DateJul 3, 2017
Instrument2017-0363592
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE COMPANY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4503 INVERNESS DR, OCEANSIDE, CA 92057-5054

Mortgage

Document Number0000363593
DateAug 10, 2017
Instrument2017-0363593
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4503 Inverness Dr was $4,533 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$404,201 (+2%) Land $184,425 Building $219,776
2025$4,533.00 Homeowner's exemption$396,276 Land $180,809 Building $215,467
2023$4,307.00 (+1.58%) Homeowner's exemption$380,890 Land $173,789 Building $207,101
2022$4,240.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4503 Inverness Dr in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1998–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4503 Inverness Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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