San Diego County property record for 4511 Inverness Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 1990 |
| Lot Size | 0.187 acres (8,160 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Oct 2016) |
| Tax Bill | $5,875 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-792-43-00 |
| Primary APN | 157-792-43-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,360 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 8,160 sqft (0.187 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4511 INVERNESS DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 98 TR 012007 |
| Legal Subdivision | FOXWOOD |
| Legal Tract | 012007 |
| Legal Block | 1 |
| Legal Lot Number | 98 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 18609 |
4511 Inverness Dr is owned and occupied by an individual who bought it in October 2016.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4511 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BLUE BRICK FINANCIAL LLC |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLUE BRICK FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2016 · Amount on File |
| Deed Sale | Oct 14, 2016 · Amount on File |
| Prior Sale | Jan 29, 1999 · Amount on File |
| Deed Document Number | 2016553592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4511 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 4511 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Document Number | 0000452517 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-0452517 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 30, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4511 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000456281 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 2019-0456281 |
| Name | BLUE BRICK FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4511 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 4511 INVERNESS DR, OCEANSIDE, CA 92057-5054 |
| Document Number | 0000795698 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020-0795698 |
| Name | BLUE BRICK FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 4511 Inverness Dr was $5,875 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $526,780 (+2%) Land $181,641 Building $345,139 | |
| 2025 | $5,875.00 Homeowner's exemption | $516,452 Land $178,080 Building $338,372 |
| 2023 | $5,584.00 (+1.56%) Homeowner's exemption | $496,400 Land $171,166 Building $325,234 |
| 2022 | $5,498.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4511 Inverness Dr in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4511 Inverness Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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