45154 Gail Dr, Callahan, FL 32011 Property Records

Nassau County property record for 45154 Gail Dr, Callahan, FL 32011

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,080 sqft · built 2013
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Owner Names on Record
Last Sale	$1,000 (Jun 2012)
Tax Bill	$617 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2N-24-0212-0020-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-24-0212-0020-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Heated Area
Gross Area	1,600 sqft
1st Floor Area	1,080 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Carport
Carport	Carport
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45154 GAIL DR
City	CALLAHAN
State	FL
Zip	32011-6611
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	LOT 20 IN OR 1799/221 CALLAHAN PINES PB 5/285-286
Legal Range	24E
Legal Township	02N
Legal Section	13
Legal Subdivision	CALLAHAN PINES
Legal Lot Number	20
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1028
Census Tract	50507

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	45154 GAIL DR, CALLAHAN, FL 32011-6611
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2012 · Amount on Record
Deed Sale	Jun 21, 2012 · Amount on Record
Prior Sale	Jul 25, 2006 · Amount on Record
Deed Document Number	201215529
Deed Book / Page	1799 / 0221
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45154 GAIL DR, CALLAHAN, FL 32011-6611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023611845
Date	May 18, 2020
Book Page	2361/1845
Instrument	202045014785

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$617.00 (+3.18%) Homeowner's exemption Widower's exemption	$85,594 (+2.9%)	$129,869 (+30.19%) Land $48,150 Building $81,719
2024	$598.00 (+4.55%) Homeowner's exemption Widower's exemption	$83,182 (+3%)	$99,751 (+1.92%) Land $32,100 Building $67,651
2023	$572.00 (+2.69%) Homeowner's exemption Widower's exemption	$80,759 (+3%)	$97,872 (+23.89%) Land $32,100 Building $65,772
2022	$557.00 Homeowner's exemption Widower's exemption	$78,407	$79,002 Land $28,890 Building $50,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35