St. Clair County property record for 4515 N River Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,020 sqft · built 1921 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jun 2026) |
| Tax Bill | $1,902 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-025-3026-000 |
| Primary APN | 74-15-025-3026-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 580 ft deep x 150 ft wide |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4515 N RIVER RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-3926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | THE W 87.74' OF THE E 175.48' OF ALL THAT PART OF SE 1/4 LYING BETW CO RD 874 & BLACK RIVER SECTION 25 T7N R16E 2A |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 25 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 633100 |
Source: St. Clair County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 GRAND RIVER AVE, C, PORT HURON, MI 48060-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Aug 10, 2022 | Intrafamily Transfer, Transfer |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Jan 22, 2021 | Intrafamily Transfer, Transfer TRANSNATION TITLE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Sep 20, 2007 · Amount on Record |
| Deed Document Number | 202612622 |
| Deed Book / Page | 5936 / 288 |
| Prior Transfer Date | Aug 10, 2022 |
| Prior Transfer Doc | 0005550529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 23, 2026 |
| Property Address | 4515 N RIVER RD, CLYDE, MI 48049-3926 |
| Document Number | 0000012622 |
| Book / Page | 5936 / 288 |
| Instrument Date | May 29, 2026 |
| Instrument | 202612622 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $246,187.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 GRAND RIVER AVE, PORT HURON, MI 48060-3816 |
| Document Number | 0000012623, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202612623 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000012624, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 5936/305 |
| Instrument | 202612624 |
| Name | MICHIGAN STATE HSNG DEV AUTH |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 10, 2022 |
| Property Address | 4515 N RIVER RD, CLYDE, MI 48049-3926 |
| Document Number | 0005550529 |
| Book / Page | 5550 / 529 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 2022018825 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4515 N RIVER RD, 4515, CLYDE, MI 48049-3926 |
| Name | Verified Name |
|---|---|
| Address | 4515 N RIVER RD, CLYDE, MI 48049-3926 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4515 N RIVER RD, CLYDE, MI 48049-3926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4515 N RIVER RD, CLYDE, MI 48049-3926 |
| Document Number | 0052920629 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 5292/629 |
| Instrument | 2020032603 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 22, 2021 |
| Property Address | 4515 N RIVER RD, CLYDE, MI 48049-3926 |
| Document Number | 0005306124 |
| Book / Page | 5306 / 124 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2021001986 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | TRANSNATION TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4515 N RIVER RD, CLYDE, MI 48049-3926 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,902.00 (-26.48%) Homeowner's exemption | $144,600 (+20.2%) | |
| 2024 | $2,587.00 (+12.04%) | $289,200 (+20.2%) | |
| 2023 | $120,300 | ||
| 2022 | $2,309.00 | $240,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Broadband Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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