4543 N River Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4543 N River Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,471 sqft · built 2006
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Jul 2016)
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-025-3029-100`

Property Details

APN / Parcel Number

Primary APN	`74-15-025-3029-100`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,471 sqft Living Area
1st Floor Area	1,471 sqft
Basement Area	1,471 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	352 ft deep x 51 ft wide
Garage Area	1,444 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4543 N RIVER RD
City	CLYDE
State	MI
Zip	48049-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG E .72', S 2D 58M 29S W 1464.02' & S 62D 34M 46S W 452.01' FROM E 1/4 COR, TH S 62D 34M 46S W 100.16', TH S 4D 55M 32S E
Legal Range	16E
Legal Township	07N
Legal Section	25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1000
Census Tract	633100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4543 N RIVER RD, CLYDE, MI 48049-3926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2016 · Amount on Record
Deed Sale	Jul 20, 2016 · Amount on Record
Prior Sale	Dec 20, 2012
Deed Document Number	201615953
Deed Book / Page	4730 / 38
Prior Transfer Date	Dec 3, 2012
Prior Transfer Doc	004337/450
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 10, 2026
Property Address	4543 N RIVER RD, CLYDE, MI 48049-3926
Document Number	0000013997
Book / Page	5942 / 598
Instrument Date	Jul 6, 2026
Instrument	202613997
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4543 N RIVER RD, CLYDE, MI 48049-3926

Mortgage

Document Number	0000013997,
Date	Jul 10, 2026
Book Page	5942/598
Instrument	202613997

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4543 N RIVER RD, CLYDE, MI 48049-3926
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4543 N RIVER RD, CLYDE, MI 48049-3926

Mortgage

Document Number	0000561463
Date	Apr 14, 2023
Book Page	5614/63
Instrument	2023006932

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,800 (+2.4%)	$375,600 (+2.4%)
2025	$3,755.00 (+3.02%) Homeowner's exemption	$183,400 (+14.55%)
2024	$3,645.00 (+12.02%)		$366,800 (+14.55%)
2023		$160,100
2022	$3,254.00		$320,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber.

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