St. Clair County property record for 4509 N River Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,080 sqft · built 1950 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,491 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-025-3025-000 |
| Primary APN | 74-15-025-3025-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 60,984 sqft (1.4 acres) |
| Lot Dimensions | 566 ft deep x 87.7 ft wide |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4509 N RIVER RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-3926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | THE E 87.74' OF ALL THAT PART OF THE SE 1/4 LYING BETW CO RD 874 & BLACK RIVER SECTION 25 T7N R16E 1.4A |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 25 |
| Legal Lot Number | 97 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 633100 |
4509 N River Rd is owned and occupied by two individuals.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4509 N RIVER RD, CLYDE, MI 48049-3926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4509 N River Rd was $1,491 with a homeowner's exemption, up 3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,200 (+1.98%) | $216,400 | |
| 2025 | $1,491.00 (+3.04%) Homeowner's exemption | $106,100 | |
| 2024 | $1,447.00 | $212,200 | |
| 2023 | $90,000 | ||
| 2022 | $1,292.00 | $180,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4509 N River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4509 N River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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