St. Clair County property record for 4546 N River Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,338 sqft · built 1960 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,000 (May 2022) |
| Tax Bill | $1,629 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-025-3022-000 |
| Primary APN | 74-15-025-3022-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 287 ft deep x 100 ft wide |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4546 N RIVER RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-3924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG S 59 1/2D W ON C.L. N RIVER RD. 481.75' FROM E SEC LINE, TH N 30 1/2D W 290.4', TH S 59 1/2D W 100', TH S 30 1/2D E |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 25 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4546 N RIVER RD, CLYDE, MI 48049-3924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 5, 2022 | Warranty Deed, Transfer HERITAGE TITLE COMPANY |
| Sep 15, 2021 | Land Contract, Transfer |
| Oct 30, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on Record |
| Deed Sale | May 5, 2022 · Amount on Record |
| Prior Sale | Oct 30, 2020 · Amount on Record |
| Deed Document Number | 202211363 |
| Deed Book / Page | 5518 / 466 |
| Prior Transfer Date | Sep 26, 2019 |
| Prior Transfer Doc | 0000020419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4546 N RIVER RD, CLYDE, MI 48049-3924 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4546 N RIVER RD, CLYDE, MI 48049-3924 |
| Document Number | 0005511414 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 5511/414 |
| Instrument | 2022009771 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 5, 2022 |
| Property Address | 4546 N RIVER RD, CLYDE, MI 48049-3924 |
| Document Number | 0005518466 |
| Book / Page | 5518 / 466 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022011363 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5221 METCALF RD, 5221, CLYDE, MI 48049-1406 |
| Name | Verified Name |
|---|---|
| Address | 4546 N RIVER RD, CLYDE, MI 48049-3924 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 15, 2021 |
| Property Address | 4546 N RIVER RD, CLYDE, MI 48049-3924 |
| Document Number | 5421407 |
| Book / Page | 5421 / 407 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 2021026395 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5221 METCALF RD, 5221, CLYDE, MI 48049-1406 |
| Name | Verified Name |
|---|---|
| Address | 4546 N RIVER RD, CLYDE, MI 48049-3924 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 30, 2020 |
| Property Address | 4546 N RIVER RD, CLYDE, MI 48049-3924 |
| Document Number | 0052640907 |
| Book / Page | 005264 / 000907 |
| Instrument Date | Oct 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $612.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5221 METCALF RD CLYDE MI 480491406, CLYDE, MI 48049-1406 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,300 (+1.84%) | $154,600 (+1.84%) | |
| 2025 | $1,629.00 (+3.04%) Homeowner's exemption | $75,900 (+18.41%) | |
| 2024 | $1,581.00 (+11.97%) | $151,800 (+18.41%) | |
| 2023 | $64,100 | ||
| 2022 | $1,412.00 | $128,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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