45144 Musslewhite Rd, Callahan, FL 32011 Property Records

Nassau County property record for 45144 Musslewhite Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2011
Lot Size	10.4 acres (453,460 sqft)
Owner	2 Individual Names on File
Last Sale	$552,000 (Oct 2023)
Tax Bill	$3,014 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-2N-25-0000-0003-0210`

Property Details

APN / Parcel Number

Primary APN	`17-2N-25-0000-0003-0210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	453,460 sqft (10.4 acres)
Porch	Screened/Unfinished Porch
Porch Area	1,536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45144 MUSSLEWHITE RD
City	CALLAHAN
State	FL
Zip	32011-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT NE1/4 IN OR 2676/532 (EX OR 2301/1256) ESMT OR 2293/1210 & ESMT OR 2301/1259
Legal Range	25E
Legal Township	02N
Legal Section	17
Legal Block	210
Legal Lot Number	3
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1022
Census Tract	50507

Owner

Source: Nassau County records · APN 17-2N-25-0000-0003-0210

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45144 MUSSLEWHITE RD, CALLAHAN, FL 32011-3513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage WATSON MORTGAGE CORP
May 05, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
Aug 23, 2019	Correction Deed, Transfer ATTORNEY ONLY
Jul 26, 2019	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	202332754
Deed Book / Page	2676 / 532
Prior Transfer Date	Aug 22, 2019
Prior Transfer Doc	0022991386
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45144 MUSSLEWHITE RD, CALLAHAN, FL 32011-3513
Transaction Type	Mortgage
Record Updated	Dec 04, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45144 MUSSLEWHITE RD, CALLAHAN, FL 32011-3513

Mortgage

Document Number	0028280167
Date	Nov 10, 2025
Book Page	2828/167
Instrument	202545033942

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 27, 2023
Property Address	45144 MUSSLEWHITE RD, CALLAHAN, FL 32011-3513
Document Number	0026760532
Book / Page	2676 / 532
Instrument Date	Oct 26, 2023
Instrument	202345032754
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,864.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3126 SECRET WOODS TRL W, JACKSONVILLE, FL 32216-7130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45144 MUSSLEWHITE RD, CALLAHAN, FL 32011-3513

Mortgage

Document Number	0002676535
Date	Oct 27, 2023
Instrument	2676/535

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45144 MUSSLEWHITE RD, CALLAHAN, FL 32011-3513
Transaction Type	Mortgage
Record Updated	Jun 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45144 MUSSLEWHITE RD, CALLAHAN, FL 32011-3513

Mortgage

Document Number	0024590275
Date	May 05, 2021
Book Page	2459/275
Instrument	202145016744

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 30, 2019
Property Address	45144 MUSSLEWHITE RD, CALLAHAN, FL 32011-3513
Document Number	0023011256
Book / Page	002301 / 001256
Instrument Date	Aug 30, 2019
Instrument	45028307
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54567 VONTZ CIR CALLAHAN FL 320114797, CALLAHAN, FL 32011-4797

Mortgage

Document Number	23011266
Date	Aug 30, 2019
Book Page	002301/001266
Instrument	45028309

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2034

August 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 23, 2019
Property Address	45144 MUSSLEWHITE RD, CALLAHAN, FL 32011-3513
Document Number	0022991386
Book / Page	002299 / 001386
Instrument Date	Aug 22, 2019
Instrument	45027359
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45144 MUSSELWHITE RD CALLAHAN FL 320113513, CALLAHAN, FL 32011-3513

July 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 26, 2019
Property Address	45144 MUSSLEWHITE RD, CALLAHAN, FL 32011-3513
Document Number	0022930795
Book / Page	002293 / 000795
Instrument Date	Jul 25, 2019
Instrument	45024239
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45144 MUSSELWHITE RD CALLAHAN FL 320113513, CALLAHAN, FL 32011-3513

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,014.00 (+1.45%)	$236,681 (+2.9%)	$478,313 (+11.36%) Land $202,995 Building $275,318
2024	$2,971.00 (+14.01%) Homeowner's exemption	$230,011 (+13.21%)	$429,502 (+31.49%) Land $166,560 Building $262,942
2023	$2,606.00 (+10.75%) Homeowner's exemption	$203,169 (+3%)	$326,632 (+2.83%) Land $116,592 Building $210,040
2022	$2,353.00 Homeowner's exemption	$197,251	$317,653 Land $131,166 Building $186,487

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Based on FCC filings for 4 locations within half a mile of this property.

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