4513 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 4513 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,299 sqft · built 2020
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$769,745 (Oct 2020)
Tax Bill	$8,492 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`707-68-55-33-800-000`

Property Details

APN / Parcel Number

Primary APN	`707-68-55-33-800-000`
Alternative APN	`418183001`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,299 sqft Finished Area
1st Floor Area	706 sqft
Basement Area	1,919 sqft
Finished Basement	1,497 sqft
Unfinished Basement	422 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	418183001
Street Address	4513 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 7 007
Legal Subdivision	SUMMER LAKE
Legal Lot Number	7
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4513 LAKE SUMMER LOOP, MOSELEY, VA 23120-2254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Oct 14, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage C & F SELECT LLC
Feb 14, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	202054729
Deed Book / Page	13012 / 204
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4513 LAKE SUMMER LOOP, MOSELEY, VA 23120-2254
Document Number	13012223
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 LAKE SUMMER LOOP MOSELEY VA 231202254, MOSELEY, VA 23120-2254

Mortgage

Document Number	13012223
Date	Oct 14, 2020
Book Page	013012/000223
Instrument	54731

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 14, 2020
Property Address	4513 LAKE SUMMER LOOP, MOSELEY, VA 23120-2254
Document Number	13012204
Book / Page	013012 / 000204
Instrument Date	Aug 4, 2020
Instrument	54729
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 LAKE SUMMER LOOP MOSELEY VA 231202254, MOSELEY, VA 23120-2254

Mortgage

Document Number	13012208
Date	Oct 14, 2020
Book Page	013012/000208
Instrument	54730

Lender

Name	C & F SELECT LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Feb 14, 2020
Property Address	4513 LAKE SUMMER LOOP, MOSELEY, VA 23120-2254
Document Number	12629469
Book / Page	012629 / 000469
Instrument Date	Aug 7, 2019
Instrument	6862
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$96.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9401 COURTHOUSE RD #205 CHESTERFIELD VA 238326687, 205, CHESTERFIELD, VA 23832-6687

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,492.00 (+14.28%)	$951,400 (+2.6%) Land $125,000 Building $826,400	$951,400 (+2.6%) Land $125,000 Building $826,400
2025		$927,300 (+13.93%) Land $115,000 Building $812,300	$927,300 (+13.93%) Land $115,000 Building $812,300
2023	$7,431.00	$813,900 Land $100,000 Building $713,900	$813,900 Land $100,000 Building $713,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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