4607 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 4607 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,422 sqft · built 2023
Lot Size	0.354 acres (15,420 sqft)
Owner	Individual Name on Record
Last Sale	$825,485 (Jun 2023)
Tax Bill	$6,909 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`707-68-53-21-800-000`

Property Details

APN / Parcel Number

Primary APN	`707-68-53-21-800-000`
Alternative APNs	`425463000` `462971000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,422 sqft Finished Area
Basement Area	1,595 sqft
Unfinished Basement	1,595 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,420 sqft (0.354 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	462971000
Street Address	4607 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 10 011
Legal Subdivision	SUMMER LAKE
Legal Lot Number	11
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4607 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · ARM GEORGE MASON MORTGAGE LLC
Jul 20, 2021	Warranty Deed, Transfer ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS
Sep 30, 2020	Deed of Trust, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	202318284
Deed Book / Page	14301 / 608
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 26, 2023
Property Address	4607 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	014301-608
Book / Page	14301 / 608
Instrument Date	May 22, 2023
Instrument	2023018284
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255

Mortgage

Document Number	2023018285
Date	Jun 26, 2023
Instrument	2023018285

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Margin	3

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 20, 2021
Property Address	4607 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	13529-13
Book / Page	13529 / 13
Instrument Date	Oct 29, 2020
Instrument	2021046645
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7701 WHITEPINE RD, NORTH CHESTERFIELD, VA 23237-2212
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4607 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	13016246
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	13016246
Date	Oct 15, 2020
Book Page	013016/000246
Instrument	55184

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,909.00 (+360.91%)	$773,500 (+2.8%) Land $125,000 Building $648,500	$773,500 (+2.8%) Land $125,000 Building $648,500
2025		$752,400 (+401.6%) Land $115,000 Building $637,400	$752,400 (+401.6%) Land $115,000 Building $637,400
2023	$1,499.00	$150,000 Land $100,000 Building $50,000	$150,000 Land $100,000 Building $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Summer Loop

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