4601 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 4601 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,262 sqft · built 2014
Lot Size	0.279 acres (12,153 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Jun 2023)
Tax Bill	$7,106 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`707-68-53-92-600-000`

Property Details

APN / Parcel Number

Primary APN	`707-68-53-92-600-000`
Alternative APNs	`367211001` `462583000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,262 sqft Finished Area
Basement Area	1,010 sqft
Finished Basement	1,010 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,153 sqft (0.279 acres)
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	296 sqft
Deck Area	144 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	462583000
Street Address	4601 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 7 009
Legal Subdivision	SUMMER LAKE
Legal Lot Number	9
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

4601 Lake Summer Loop is owned and occupied by two individuals who bought it in June 2023.

Source: Chesterfield County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4601 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Jun 3, 2014 · Amount on File
Deed Document Number	202317176
Deed Book / Page	14293 / 248
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 15, 2023
Property Address	4601 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	014293-248
Book / Page	14293 / 248
Instrument Date	Jun 1, 2023
Instrument	2023017176
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	PREFERRED TITLE AND SETTLEMENT, PREFERRED TITLE & STLMNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Investor	Possibly a Property Investor

Mortgage

Document Number	2023017177
Date	Jun 15, 2023
Instrument	2023017177

Lender

Name	TOWNE FIRST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4601 Lake Summer Loop was $7,106.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,106.00	$795,700 (+2.75%) Land $125,000 Building $670,700	$795,700 (+2.75%) Land $125,000 Building $670,700
2025		$774,400 Land $115,000 Building $659,400	$774,400 Land $115,000 Building $659,400
2023	$6,143.00	$672,400 Land $100,000 Building $572,400	$672,400 Land $100,000 Building $572,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4601 Lake Summer Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4601 Lake Summer Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Summer Loop

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