4501 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 4501 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,121 sqft · built 2015
Lot Size	0.327 acres (14,244 sqft)
Owner	Individual Name on Record
Last Sale	$666,322 (Nov 2015)
Tax Bill	$25 (2026)
Deeds & Mortgages	Sep 2021 Refinance Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`707-68-56-45-300-000`

Property Details

APN / Parcel Number

Primary APN	`707-68-56-45-300-000`
Alternative APN	`376943001`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,121 sqft Finished Area
1st Floor Area	821 sqft
Basement Area	1,575 sqft
Finished Basement	1,575 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,244 sqft (0.327 acres)
Garage Area	653 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	551 sqft
Deck Area	240 sqft
Patio Area	487 sqft
Balcony Area	48 sqft
Storage Building	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	376943001
Street Address	4501 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 7 005
Legal Subdivision	SUMMER LAKE
Legal Lot Number	5
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4501 LAKE SUMMER LOOP, MOSELEY, VA 23120-2254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GO DIRECT LENDER LLC
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 16, 2015	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2015 · Amount on Record
Deed Sale	Nov 17, 2015 · Amount on Record
Prior Sale	Apr 10, 2015 · Amount on Record
Deed Document Number	201543422
Deed Book / Page	11054 / 667
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4501 LAKE SUMMER LOOP, MOSELEY, VA 23120-2254
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013634-490
Date	Sep 17, 2021
Book Page	13634/490
Instrument	2021060276

Lender

Name	GO DIRECT LENDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4501 LAKE SUMMER LOOP, MOSELEY, VA 23120-2254
Document Number	12838557
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 LAKE SUMMER LOOP MOSELEY VA 231202254, MOSELEY, VA 23120-2254

Mortgage

Document Number	12838557
Date	Jul 9, 2020
Book Page	012838/000557
Instrument	32905

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4501 LAKE SUMMER LOOP, MOSELEY, VA 23120-2254
Document Number	12336320
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 LAKE SUMMER LOOP MOSELEY VA 231202254, MOSELEY, VA 23120-2254

Mortgage

Document Number	12336320
Date	Jun 11, 2019
Book Page	012336/000320
Instrument	21114

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 10, 2029

Interest

Rate Type	Fixed Rate

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4501 LAKE SUMMER LOOP, MOSELEY, VA 23120-2254
Document Number	115993
Book / Page	011599 / 000003
Instrument Date	Nov 16, 2015
Transaction Type	Mortgage
Record Updated	May 1, 2017
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 LAKE SUMMER LOOP MOSELEY VA 231202254, MOSELEY, VA 23120-2254

Mortgage

Document Number	115993
Date	Apr 24, 2017
Book Page	011599/000003
Instrument	15742

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 23, 2045

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25.00	$924,100 (+2.63%) Land $125,000 Building $799,100	$924,100 (+2.63%) Land $125,000 Building $799,100
2025		$900,400 (+9.5%) Land $115,000 Building $785,400	$900,400 (+9.5%) Land $115,000 Building $785,400
2023	$25.00	$822,300 Land $100,000 Building $722,300	$822,300 Land $100,000 Building $722,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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