4508 Back Nine Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 4508 Back Nine Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,004 sqft · built 2017
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Jul 2024)
Tax Bill	$5,991 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-24-690596-002420`

Property Details

APN / Parcel Number

Primary APN	`26-29-24-690596-002420`
Alternative APNs	`242926690596002420` `42926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	2,539 sqft
1st Floor Area	2,004 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	5,998 sqft (0.138 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	535 sqft
Porch	Screened/Unfinished Porch
Porch Area	314 sqft

Location & Zoning

Street Address	4508 BACK NINE DR
City	WINTER HAVEN
State	FL
Zip	33884-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE ASHTON WEST PHASE I PB 138 PGS 11 THRU 21 LOT 242
Legal Range	26E
Legal Township	29S
Legal Section	24
Legal Subdivision	LAKE ASHTON WEST PHASE I
Legal Phase	I
Legal Tract	690596
Legal Block	3
Legal Lot Number	242
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	3
Census Block	3040
Census Tract	14401

Owner

4508 Back Nine Dr is owned by two individuals who bought it in July 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5950 E COBBLESTONES LN, SYLVANIA, OH 43560-9581
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Aug 22, 2017 · Amount on File
Deed Document Number	2024153004
Deed Book / Page	13175 / 1436
Record Updated	Oct 29, 2026

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 22, 2017
Property Address	4508 BACK NINE DR, WINTER HAVEN, FL 33884-3545
Document Number	0102410341
Book / Page	010241 / 000341
Instrument Date	Aug 18, 2017
Instrument	162385
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,145.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	706 FLARDSCRIBBLE DR HILLSBOROUGH NC 27278, HILLSBOROUGH, NC 27278

Mortgage

Document Number	102410345
Date	Aug 22, 2017
Book Page	010241/000345
Instrument	162387

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4508 Back Nine Dr was $5,991.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,781 (-7.38%) Land $58,000 Building $238,781	$296,781 (-7.38%) Land $58,000 Building $238,781
2025	$5,991.00	$320,425 Land $58,000 Building $262,425	$320,425 Land $58,000 Building $262,425
2023	$9,402.00 (+7.64%)	$321,676 (+9.8%) Land $55,000 Building $266,676	$321,676 (+9.8%) Land $55,000 Building $266,676
2022	$8,735.00	$292,968 Land $51,000 Building $241,968	$292,968 Land $51,000 Building $241,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4508 Back Nine Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4508 Back Nine Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20