4504 Back Nine Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 4504 Back Nine Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,031 sqft · built 2017
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$301,200 (May 2017)
Tax Bill	$3,991 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-24-690596-002410`

Property Details

APN / Parcel Number

Primary APN	`26-29-24-690596-002410`
Alternative APNs	`242926690596002410` `42926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,031 sqft Living Area
Gross Area	2,566 sqft
1st Floor Area	2,031 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	5,998 sqft (0.138 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	535 sqft
Porch	Screened/Unfinished Porch
Porch Area	287 sqft

Location & Zoning

Street Address	4504 BACK NINE DR
City	WINTER HAVEN
State	FL
Zip	33884-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE ASHTON WEST PHASE I PB 138 PGS 11 THRU 21 LOT 241
Legal Range	26E
Legal Township	29S
Legal Section	24
Legal Subdivision	LAKE ASHTON WEST PHASE I
Legal Phase	I
Legal Tract	690596
Legal Block	3
Legal Lot Number	241
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	3
Census Block	3040
Census Tract	14401

Owner

Source: Polk County records · APN 26-29-24-690596-002410

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4504 BACK NINE DR, WINTER HAVEN, FL 33884-3545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2017 · Amount on Record
Deed Sale	May 05, 2017 · Amount on Record
Deed Document Number	201786094
Deed Book / Page	10138 / 1279
Record Updated	Sep 20, 2026

May 2017: Reverse Mortgage, Subdivision Related Transfer

Document Type	Reverse Mortgage
Jurisdiction	POLK FL
Recording Date	May 05, 2017
Property Address	4504 BACK NINE DR, WINTER HAVEN, FL 33884-3545
Document Number	0101381279
Book / Page	010138 / 001279
Instrument Date	May 04, 2017
Instrument	86094
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,108.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4504 BACK NINE DR WINTER HAVEN FL 338843545, WINTER HAVEN, FL 33884-3545

Mortgage

Document Number	101381282
Date	May 05, 2017
Book Page	010138/001282
Instrument	86095

Lender

Name	RETIREMENT FNDG SOLUTIONS
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months
Due	May 04, 2100

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,991.00 (-47.22%) Homeowner's exemption	$256,900 (+5.99%)	$319,902 (-0.42%) Land $58,000 Building $261,902
2023	$7,561.00 (+4.2%) Homeowner's exemption	$242,388 (+3%)	$321,249 (+8.84%) Land $55,000 Building $266,249
2022	$7,256.00 Homeowner's exemption	$235,328	$295,163 Land $51,000 Building $244,163

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050144013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 42 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022, Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	About 1 in 394 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.