Polk County property record for 4510 Flintlock Loop, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,810 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Aug 2018) |
| Tax Bill | $947 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-08-024530-000780 |
| Primary APN | 23-28-08-024530-000780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,810 sqft Living Area |
| Gross Area | 3,016 sqft |
| 1st Floor Area | 2,596 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 108 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 4510 FLINTLOCK LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-0103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | ITCHEPACKESASSA CREEK UNIT 3 PB 67 PG 12 LOT 78 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | ITCHEPACKESASSA CREEK UNIT THREE |
| Legal Tract | 24530 |
| Legal Block | 4 |
| Legal Lot Number | 78 |
| Legal Unit | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 12001 |
Source: Polk County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4510 FLINTLOCK LOOP, LAKELAND, FL 33810-0103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 5, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANUNITED.COM LLC |
| Jan 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Dec 27, 2019 | Deed of Trust, Mortgage · VA Mortgage AFFINITY MTG |
| Aug 27, 2018 | Warranty Deed, Transfer · VA Mortgage AFFINITY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on Record |
| Deed Sale | Aug 27, 2018 · Amount on Record |
| Prior Sale | Sep 25, 2009 · Amount on Record |
| Deed Document Number | 2018182184 |
| Deed Book / Page | 10593 / 974 |
| Prior Transfer Date | Nov 24, 2015 |
| Prior Transfer Doc | 0096850084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4510 FLINTLOCK LOOP, LAKELAND, FL 33810-0103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4510 FLINTLOCK LOOP, LAKELAND, FL 33810-0103 |
| Document Number | 0000214907 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 12370/1851 |
| Instrument | 2022214907 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4510 FLINTLOCK LOOP, LAKELAND, FL 33810-0103 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 4510 FLINTLOCK LOOP, LAKELAND, FL 33810-0103 |
| Document Number | 0000289191 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 11969/1039 |
| Instrument | 2021289191 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | NORCROSS, GA 30093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4510 FLINTLOCK LOOP, LAKELAND, FL 33810-0103 |
| Document Number | 0115441533 |
| Instrument Date | Jan 3, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4510 FLINTLOCK LOOP LAKELAND FL 338100103, LAKELAND, FL 33810-0103 |
| Document Number | 0115441533 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 011544/001533 |
| Instrument | 14927 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 228 S MASSACHUSETTS AVE, LAKELAND, FL 33801-5012 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4510 FLINTLOCK LOOP, LAKELAND, FL 33810-0103 |
| Document Number | 0111002189 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4510 FLINTLOCK LOOP LAKELAND FL 338100103, LAKELAND, FL 33810-0103 |
| Document Number | 0111002189 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 011100/002189 |
| Instrument | 5052 |
| Name | AFFINITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | LENEXA, KS 66215 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 27, 2018 |
| Property Address | 4510 FLINTLOCK LOOP, LAKELAND, FL 33810-0103 |
| Document Number | 0105930974 |
| Book / Page | 010593 / 000974 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 182184 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4510 FLINTLOCK LOOP LAKELAND FL 338100103, LAKELAND, FL 33810-0103 |
| Document Number | 105930976 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 010593/000976 |
| Instrument | 182185 |
| Name | AFFINITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | LENEXA, KS 66215 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2048 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $459,533 (+5.99%) | $666,692 (-1.57%) Land $52,000 Building $614,692 | |
| 2024 | $947.00 (+12.74%) | ||
| 2023 | $840.00 (+5.93%) Homeowner's exemption | $433,575 (+3%) | $677,328 (+20.45%) Land $50,000 Building $627,328 |
| 2022 | $793.00 Homeowner's exemption | $420,947 | $562,345 Land $42,000 Building $520,345 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 157 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 157 in force |
| Nearby Flood Claims | 47 (2017–2024) |
| Claims Outside the SFHA | 4 of 47 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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