Polk County property record for 4505 Flintlock Loop, Lakeland, FL 33810 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,890 sqft Living Area |
| Lot Size | 1.1 acres |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2017) |
| Tax Bill | $1,475.00 (2025) |
| Primary APN | 23-28-08-024530-000900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 2,466 sqft Gross Area |
| 1st Floor | 1,890 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 47,999 sqft |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
| Patio Area | 276 sqft Patio |
| Porch Area | 30 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 4505 FLINTLOCK LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-0158 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ITCHEPACKESASSA CREEK UNIT 3 PB 67 PG 12 LOT 90 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | ITCHEPACKESASSA CREEK UNIT THREE |
| Legal Tract | 24530 |
| Legal Block | 4 |
| Legal Lot Number | 90 |
| Legal Unit | 3 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 12001 |
Source: Polk County records · APN 23-28-08-024530-000900
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4505 FLINTLOCK LOOP, LAKELAND, FL 33810-0158 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 04, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 22, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Oct 10, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Jun 21, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2017 · Amount on Record |
| Deed Sale | Jun 21, 2017 · Amount on Record |
| Prior Sale | Jun 16, 2006 · Amount on Record |
| Deed Doc Number | 2017117999 |
| Deed Book / Page | 10182 / 1041 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4505 FLINTLOCK LOOP, LAKELAND, FL 33810-0158 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4605 FLINTLOCK LOOP, LAKELAND, FL 33810 |
| Document Number | 0000144660 |
|---|---|
| Date | Jun 04, 2021 |
| Book Page | 11744/1099 |
| Instrument | 2021144660 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4505 FLINTLOCK LOOP, LAKELAND, FL 33810-0158 |
| Document Number | 0113191446 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4505 FLINTLOCK LOOP LAKELAND FL 338100158, LAKELAND, FL 33810-0158 |
| Document Number | 0113191446 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 011319/001446 |
| Instrument | 155067 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 30, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4505 FLINTLOCK LOOP, LAKELAND, FL 33810-0158 |
| Document Number | 0110121872 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4505 FLINTLOCK LOOP LAKELAND FL 338100158, LAKELAND, FL 33810-0158 |
| Document Number | 0110121872 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 011012/001872 |
| Instrument | 222667 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 20, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 21, 2017 |
| Property Address | 4505 FLINTLOCK LOOP, LAKELAND, FL 33810-0158 |
| Document Number | 0101821041 |
| Book / Page | 010182 / 001041 |
| Instrument Date | May 16, 2017 |
| Instrument | 117998 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | STAR TITLE PARTNERS/TAMPA LLC, STAR TITLE PTRS/TAMPA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4505 FLINTLOCK LOOP LAKELAND FL 338100158, LAKELAND, FL 33810-0158 |
| Document Number | 101821043 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 010182/001043 |
| Instrument | 117999 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,475.00 (-21.46%) Homeowner's exemption | $154,296 (+5.99%) | $312,311 (-2.18%) Land $57,200 Building $255,111 |
| 2023 | $1,878.00 (+3.81%) Homeowner's exemption | $145,581 (+3%) | $319,268 (+11.85%) Land $55,000 Building $264,268 |
| 2022 | $1,809.00 Homeowner's exemption | $141,341 | $285,439 Land $46,200 Building $239,239 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 340 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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