Polk County property record for 4438 Flintlock Loop, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,494 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Feb 2026) |
| Tax Bill | $347 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-08-024530-000822 |
| Primary APN | 23-28-08-024530-000822 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 1,494 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 43,560 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 456 sqft |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Cooling System | Central |
|---|
| Street Address | 4438 FLINTLOCK LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-0102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | ITCHEPACKESASSA CREEK UNIT 3 PB 67 PG 12 LOT 82 N 290.4 FT OF W 150 FT |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | ITCHEPACKESASSA CREEK UNIT THREE |
| Legal Tract | 24530 |
| Legal Block | 4 |
| Legal Lot Number | 82 |
| Legal Unit | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 12001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4438 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2026 · Amount on Record |
| Deed Sale | Feb 12, 2026 · Amount on Record |
| Deed Document Number | 202635883 |
| Deed Book / Page | 13880 / 975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 12, 2026 |
| Property Address | 4438 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Document Number | 0000035883 |
| Book / Page | 13880 / 975 |
| Map Reference | MB 67 PG 12 |
| Instrument Date | Feb 9, 2026 |
| Instrument | 2026035883 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2510 HAWK GRIFFIN RD, PLANT CITY, FL 33565-5762 |
| Name | Verified Name |
|---|---|
| Address | 4438 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Document Number | 0013880977 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 13880/977 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,856 (+2.7%) | $252,527 (+1.14%) Land $52,000 Building $200,527 | |
| 2025 | $347.00 (-38.04%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $94,310 (+5.99%) | $249,671 (-2.05%) Land $52,000 Building $197,671 |
| 2024 | $560.00 (+35.27%) | ||
| 2023 | $414.00 (+4.28%) Homeowner's exemption | $88,983 (+3%) | $254,900 (+13.64%) Land $50,000 Building $204,900 |
| 2022 | $397.00 Homeowner's exemption | $86,391 | $224,295 Land $42,000 Building $182,295 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 157 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 157 in force |
| Nearby Flood Claims | 47 (2017–2024) |
| Claims Outside the SFHA | 4 of 47 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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