Polk County property record for 4430 Flintlock Loop, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,585 sqft · built 1981 |
| Lot Size | 2.3 acres (100,410 sqft) |
| Owner | Company Name on Record |
| Last Sale | $565,000 (Aug 2023) |
| Tax Bill | $618 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Apr 2018 Loan Modification + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 23-28-08-024530-000821 |
| Primary APN | 23-28-08-024530-000821 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,585 sqft Living Area |
| Gross Area | 1,735 sqft |
| 1st Floor Area | 1,735 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 100,410 sqft |
| View / Lot | Commercial/Industrial |
| Garage Area | 286 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 4430 FLINTLOCK LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-0102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | ITCHEPACKESASSA CREEK UNIT 3 PB 67 PG 12 LOT 82 LESS N 290.4 FT OF W 150 FT |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | ITCHEPACKESASSA CREEK UNIT THREE |
| Legal Tract | 24530 |
| Legal Block | 4 |
| Legal Lot Number | 82 |
| Legal Unit | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 12001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4430 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 1, 2023 | Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK |
| Apr 3, 2018 | Loan Modification, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Feb 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on Record |
| Deed Sale | Aug 1, 2023 · Amount on Record |
| Deed Document Number | 2023178937 |
| Deed Book / Page | 12784 / 1267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 1, 2023 |
| Property Address | 4430 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Document Number | 0000178937 |
| Book / Page | 12784 / 1267 |
| Map Reference | MB 67 PG 12 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023178937 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | EASY TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,955.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1626 SHERWOOD LAKES BLVD, LAKELAND, FL 33809-6804 |
| Name | Verified Name |
|---|---|
| Address | 4430 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Document Number | 0127841269 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 12784/1269 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4430 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Document Number | 0105950668 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4430 FLINTLOCK LOOP LAKELAND FL 338100102, LAKELAND, FL 33810-0102 |
| Document Number | 0105950668 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 010595/000668 |
| Instrument | 183579 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 27, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4430 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Document Number | 0100770618 |
| Book / Page | 010077 / 000618 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4430 FLINTLOCK LOOP LAKELAND FL 338100102, LAKELAND, FL 33810-0102 |
| Document Number | 0100770618 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 010077/000618 |
| Instrument | 38905 |
| Name | MIDFLORIDA FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 27, 2037 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,355 (+43.21%) | $418,059 (+20.32%) Land $52,970 Building $365,089 | |
| 2025 | $253,025 (+166.14%) | $347,458 (+27.44%) Land $53,170 Building $294,288 | |
| 2024 | $618.00 (-48.54%) | ||
| 2023 | $1,201.00 (+0.42%) Homeowner's exemption | $95,073 (+3%) | $272,650 (+12.39%) Land $51,150 Building $221,500 |
| 2022 | $1,196.00 Homeowner's exemption | $92,304 | $242,599 Land $43,070 Building $199,529 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 157 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 157 in force |
| Nearby Flood Claims | 47 (2017–2024) |
| Claims Outside the SFHA | 4 of 47 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures