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451 E Lake Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 451 E Lake Cir, Chesapeake, VA 23322

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,238 sqft · built 1988
Lot Size0.043 acres (561 sqft)
OwnerIndividual Name on File
Last Sale$188,000 (Dec 2021)
Tax Bill$2,354 (2025)
Deeds & MortgagesJul 2021 Second Mortgage
Dec 2021 Sale & Mortgage
+ 2 more
APN0595002000510

Property Details

APN / Parcel Number

Primary APN0595002000510

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,238 sqft Living Area
1st Floor Area1,238 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCondo/Apartment
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area561 sqft (0.043 acres)
Patio Area1,238 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address451 E LAKE CIR
CityCHESAPEAKE
StateVA
Zip23322-8320
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF1: MULT
Legal DescriptionUNIT 451 CEDAR LAKES CONDO BLDG 7 PH V
Legal SubdivisionCEDAR LAKES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3006
Census Tract21010

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address451 E LAKE CIR, CHESAPEAKE, VA 23322-8320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 10, 2021Warranty Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC
Jul 9, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 20, 2017Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Prior SaleJun 20, 2017 · Amount on Record
Deed Document Number202155044
Deed Book / Page10493 / 1102
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address451 E LAKE CIR, CHESAPEAKE, VA 23322-8320
Transaction TypeMortgage
Record UpdatedMay 7, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010406/604
DateJul 9, 2021
Book Page10406/604
Instrument210031446
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term312 Months
DueJul 1, 2047
Interest
Rate TypeFixed Rate

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 10, 2021
Property Address451 E LAKE CIR, CHESAPEAKE, VA 23322-8320
Document Number10493/1102
Book / Page10493 / 1102
Instrument DateNov 29, 2021
Instrument210055044
Transaction TypeTransfer
Record UpdatedDec 29, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 E LAKE CIR, CHESAPEAKE, VA 23322-8320

Mortgage

Document Number0210055045
DateDec 10, 2021
Instrument210055045
Lender
NameCALIBER HOME LOANS INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address451 E LAKE CIR, CHESAPEAKE, VA 23322-8320
Transaction TypeMortgage
Record UpdatedAug 3, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10406/604
DateJul 9, 2021
Book Page10406/604
Instrument210031446
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term312 Months
DueJul 1, 2047
Interest
Rate TypeFixed Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 20, 2017
Property Address451 E LAKE CIR, CHESAPEAKE, VA 23322-8320
Document Number9800/617
Book / Page9800 / 617
Instrument DateJun 15, 2017
Instrument170016588
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 E LAKE CIR # 451, 451, CHESAPEAKE, VA 23322-8320

Mortgage

Document Number170016589
DateJun 20, 2017
Instrument170016589
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,354.00 (+62.46%)$233,100 (+21.15%) Land $95,000 Building $138,100$233,100 (+21.15%) Land $95,000 Building $138,100
2023$192,400 (+8.21%) Land $75,000 Building $117,400$192,400 (+8.21%) Land $75,000 Building $117,400
2022$177,800 Land $60,000 Building $117,800$177,800 Land $60,000 Building $117,800
2019$1,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims9 (1984–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber		980 / 880
Starlink
Satellite		280 / 30

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