Chesapeake City property record for 457 E Lake Cir, Chesapeake, VA 23322
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,570 sqft · built 1988 |
| Lot Size | 0.087 acres (668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $303,000 (Aug 2026) |
| Tax Bill | $2,839 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2022 Sale & Mortgage + 1 more |
| APN | 0595002000540 |
| Primary APN | 0595002000540 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 668 sqft (0.087 acres) |
| Deck Area | 1,238 sqft |
| Patio Area | 175 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 457 E LAKE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8321 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT 457 CEDAR LAKES CONDO BLDG 7 PH V |
| Legal Subdivision | CEDAR LAKES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21010 |
457 E Lake Cir, a condominium, is owned and occupied by an individual who bought it in August 2026.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 457 E LAKE CIR, CHESAPEAKE, VA 23322-8321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| May 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Feb 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on File |
| Deed Sale | Aug 5, 2026 · Amount on File |
| Prior Sale | May 10, 2022 · Amount on File |
| Deed Document Number | 202620348 |
| Deed Book / Page | 11009 / 1366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 5, 2026 |
| Property Address | 457 E LAKE CIR, CHESAPEAKE, VA 23322-8321 |
| Document Number | 0000020348 |
| Book / Page | 11009 / 1366 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202620348 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,603.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 457 E LAKE CIR, CHESAPEAKE, VA 23322-8321 |
| Document Number | 0000020349, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 202620349 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 10, 2022 |
| Property Address | 457 E LAKE CIR, CHESAPEAKE, VA 23322-8321 |
| Document Number | 10557/1745 |
| Book / Page | 10557 / 1745 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 220015870 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 457 E LAKE CIR, CHESAPEAKE, VA 23322-8321 |
| Document Number | 0220015871 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 220015871 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 457 E LAKE CIR, CHESAPEAKE, VA 23322-8321 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10304/1259 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 10304/1259 |
| Instrument | 210005156 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 296 Months |
| Due | Oct 1, 2045 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 457 E Lake Cir was $2,839.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,700 (+5.19%) Land $105,000 Building $190,700 | $295,700 (+5.19%) Land $105,000 Building $190,700 | |
| 2025 | $2,839.00 | $281,100 Land $95,000 Building $186,100 | $281,100 Land $95,000 Building $186,100 |
| 2023 | $233,700 (+6.71%) Land $75,000 Building $158,700 | $233,700 (+6.71%) Land $75,000 Building $158,700 | |
| 2022 | $219,000 Land $60,000 Building $159,000 | $219,000 Land $60,000 Building $159,000 | |
| 2019 | $1,732.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 457 E Lake Cir; there have been 9 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 9 (1984–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 457 E Lake Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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