441 E Lake Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 441 E Lake Cir, Chesapeake, VA 23322

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,570 sqft · built 1989
Lot Size	0.087 acres (668 sqft)
Owner	Company Name on File
Last Sale	$120,750 (Dec 2014)
Tax Bill	$2,702 (2025)
Deeds & Mortgages	Nov 2007 Sale & Mortgage
APN	`0595002000620`

Property Details

APN / Parcel Number

Primary APN	`0595002000620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	910 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	668 sqft (0.087 acres)
Deck Area	1,238 sqft
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	441 E LAKE CIR
City	CHESAPEAKE
State	VA
Zip	23322-8320
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF1: MULT
Legal Description	UNIT 441 BLDG 8 CEDAR LAKES CONDO PH VI
Legal Subdivision	CEDAR LAKES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3006
Census Tract	21010

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	209 PINE ISLAND QUAY, CHESAPEAKE, VA 23322-7192
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2014 · Amount on Record
Deed Sale	Dec 19, 2014 · Amount on Record
Prior Sale	Jan 14, 2014 · Amount on Record
Deed Book / Page	9460 / 772
Record Updated	Sep 20, 2026

November 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 19, 2007
Property Address	441 E LAKE CIR, CHESAPEAKE, VA 23322-8320
Document Number	007282/424
Book / Page	7282 / 424
Instrument Date	Nov 8, 2007
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007282429
Date	Nov 19, 2007
Instrument	7282/429

Lender

Name	J P MORGAN CHASE BK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,702.00 (+55.38%)	$267,500 (+20.33%) Land $95,000 Building $172,500	$267,500 (+20.33%) Land $95,000 Building $172,500
2023		$222,300 (+7.08%) Land $75,000 Building $147,300	$222,300 (+7.08%) Land $75,000 Building $147,300
2022		$207,600 Land $60,000 Building $147,600	$207,600 Land $60,000 Building $147,600
2019	$1,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30