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455 E Lake Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 455 E Lake Cir, Chesapeake, VA 23322

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,238 sqft · built 1988
Lot Size0.043 acres (605 sqft)
OwnerIndividual Name on Record
Last Sale$134,900 (Feb 2015)
Tax Bill$2,354 (2025)
Deeds & MortgagesJan 2022 Refinance
Jul 2025 Line of Credit
+ 2 more
APN0595002000530

Property Details

APN / Parcel Number

Primary APN0595002000530

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,238 sqft Living Area
1st Floor Area1,238 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCondo/Apartment
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area605 sqft (0.043 acres)
Patio Area1,238 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address455 E LAKE CIR
CityCHESAPEAKE
StateVA
Zip23322-8321
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF1: MULT
Legal DescriptionUNIT 455 CEDAR LAKES CONDO BLDG 7 PH V
Legal SubdivisionCEDAR LAKES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3006
Census Tract21010

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address455 E LAKE CIR, CHESAPEAKE, VA 23322-8321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NAVY FEDERAL CREDIT UNION
Jul 9, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Oct 31, 2018Intrafamily Transfer, Transfer
Mar 4, 2008Warranty Deed, Transfer · FHA Mortgage
VIRGINIA HOUSING DEV AUTH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2015 · Amount on Record
Deed SaleFeb 12, 2015 · Amount on Record
Prior SaleJul 8, 2014 · Amount on Record
Deed Book / Page9477 / 565
Last Transfer DateOct 18, 2018
Transfer Doc9964/206
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address455 E LAKE CIR, CHESAPEAKE, VA 23322-8321
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number10505/1271
DateJan 7, 2022
Book Page10505/1271
Instrument220000860
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address455 E LAKE CIR, CHESAPEAKE, VA 23322-8321
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 E LAKE CIR, CHESAPEAKE, VA 23322-8321
InvestorPossibly a Property Investor

Mortgage

Document Number10871/1320
DateJul 9, 2025
Book Page10871/1320
Instrument250015018
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueAug 1, 2065
Interest
Rate TypeAdjustable Rate
Rate8.5%
Change FrequencyMonthly

October 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 31, 2018
Property Address455 E LAKE CIR, CHESAPEAKE, VA 23322-8321
Document Number9964/206
Book / Page9964 / 206
Instrument DateOct 18, 2018
Instrument180028851
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 E LAKE CIR, CHESAPEAKE, VA 23322-8321
InvestorPossibly a Property Investor

March 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 4, 2008
Property Address455 E LAKE CIR, CHESAPEAKE, VA 23322-8321
Document Number007403/184
Book / Page7403 / 184
Instrument DateFeb 28, 2008
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007403187
DateMar 4, 2008
Instrument7403/187
Lender
NameVIRGINIA HOUSING DEV AUTH
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Mortgage

Document Number007403/201
DateMar 4, 2008
Book Page7403/201
Lender
NameVIRGINIA HOUSING DEVELOPM
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2038
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,354.00 (+13.56%)$233,100 (+21.15%) Land $95,000 Building $138,100$233,100 (+21.15%) Land $95,000 Building $138,100
2024$2,073.00 (+43.06%)
2023$192,400 (+8.21%) Land $75,000 Building $117,400$192,400 (+8.21%) Land $75,000 Building $117,400
2022$177,800 Land $60,000 Building $117,800$177,800 Land $60,000 Building $117,800
2019$1,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims9 (1984–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber		980 / 880
Starlink
Satellite		280 / 30

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