451 E Gardner St, Sparta, MI 49345 Property Records

Kent County property record for 451 E Gardner St, Sparta, MI 49345

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,849 sqft · built 1950
Lot Size0.422 acres (18,382 sqft)
Owner2 Individual Names on File
Tax Bill$2,730 (2025)
Deeds & MortgagesMar 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN41-05-23-202-012

Property Details

APN / Parcel Number

Primary APN41-05-23-202-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area2,849 sqft Living Area
1st Floor Area1,920 sqft
Basement Area840 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Lot Area18,382 sqft (0.422 acres)
Lot Dimensions141 ft deep x 130 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address451 E GARDNER ST
CitySPARTA
StateMI
Zip49345-1471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR2
Legal DescriptionLOT 29 & E 40 FT OF S 141.25 FT OF LOT 28 ALSO W 30 FT OF LOT 30 * C A JOHNSON'S SUBURBAN ADD
Legal SubdivisionC A JOHNSONS SUBURBAN ADD
Legal Lot Number28-30
JurisdictionKENT MI
Township / Civil DivisionSPARTA
Census Block Group2
Census Block2001
Census Tract10402

Owner

451 E Gardner St, a single family home, is owned by two individuals.

Source: Kent County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address451 GARDNER NW, SPARTA, MI 49345
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address451 E GARDNER ST, SPARTA, MI 49345-1471
Transaction TypeMortgage
Record UpdatedMay 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032968
DateMar 19, 2021
Instrument20210319-0032968
Lender
NameCOMPASS CU
AddressSPARTA, MI 49345
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 451 E Gardner St was $2,730.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionSparta Township
MunicipalitySparta Village
Unified School DistrictSparta Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,200 (+3.84%)$340,400 (+3.84%)
2025$2,730.00 Homeowner's exemption$163,900$327,800
2023$135,800$271,600
2019$2,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 E Gardner St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 E Gardner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA
serves 4,140 people · EPA ID MI0006200
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Mercury Fiber.

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