Kent County property record for 388 E Gardner St, Sparta, MI 49345 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,914 sqft · built 2002 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,158 (Aug 2015) |
| Tax Bill | $3,151 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-05-23-177-007 |
| Primary APN | 41-05-23-177-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,914 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Lot Area | 12,589 sqft (0.289 acres) |
| Lot Depth | 132 ft Depth |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 388 E GARDNER ST |
|---|---|
| City | SPARTA |
| State | MI |
| Zip | 49345-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 1 * GARDNER'S ADD |
| Legal Subdivision | GARDNERS ADD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KENT MI |
| Township / Civil Division | SPARTA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10402 |
Source: Kent County records · APN 41-05-23-177-007
Assessment roll updated June 13, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 388 GARDNER NW, SPARTA, MI 49345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADVENTURE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2015 · Amount on Record |
| Deed Sale | Aug 17, 2015 · Amount on Record |
| Prior Sale | Aug 04, 2015 · Amount on Record |
| Deed Document Number | 201572200 |
| Prior Transfer Date | Apr 26, 2011 |
| Prior Transfer Doc | 0000041102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 388 E GARDNER ST, SPARTA, MI 49345-1412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000049344 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 20210426-0049344 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 388 E GARDNER ST, SPARTA, MI 49345-1412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 388 E GARDNER ST, SPARTA, MI 49345-1412 |
| Document Number | 0000055769 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 20220711-0055769 |
| Name | ADVENTURE CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49548 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 15, 2032 |
Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Sparta Township |
| Municipality | Sparta Village |
| Unified School District | Sparta Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,151.00 (+35.35%) Homeowner's exemption | $141,400 (+22%) | $282,800 (+22%) |
| 2023 | $115,900 | $231,800 | |
| 2019 | $2,328.00 |
Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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